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Concordia, NJ Real Estate

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Concordia Real Estate Market Facts

  • $166,500Median home price
    47% lower than New Jersey
  • $1,689Median rent asked
    39% higher than New Jersey
  • 86.9%Home owners
    36% higher than New Jersey
  • 1.5People per home
    44% lower than New Jersey
A general overview of the Concordia, NJ real estate market is displayed above. The median home price for homes in Concordia, NJ is $166,500, which is 47% lower than the New Jersey average. This means that real estate in the Concordia, NJ area is generally more affordable than the rest of New Jersey. The median rent price in Concordia, NJ is $1,689 which is 39% higher than the New Jersey average. In Concordia, NJ, 86.9% of people are home owners and an average of 1.5 people occupy each home. From luxury houses to affordable condos to urban townhomes, there are many different types of real estate in Concordia, NJ. We make it easy to find Concordia, NJ real estate listings and homes for sale by filtering location, price, bedrooms and bathrooms in the search area above.

Concordia Home Affordability

  • $166,500Median home price
    47% lower than New Jersey
  • $47,369Median home income
    36% lower than New Jersey
  • 3.5xHome price to income ratio
    18% lower than New Jersey
Home affordability can be a very important factor when determining where to purchase real estate in Concordia, NJ. One method that can be used to calculate home affordability is the home price to median household income ratio. The median home price in Concordia, NJ is $166,500 and the median household income is $47,369. This results in a home price to income ratio of 3.5x, which is 18% lower than the New Jersey average. The home affordability ratio is calculated by dividing the median home price by the median home income. A lower than average home price to income ratio means that homes in Concordia, NJ are more affordable based on the median price of homes compared to home income. Of course, there are many other factors to consider when focusing on home affordability. Use the home affordability calculator below to see exactly how much you can afford to pay for real estate in Concordia, NJ.

Concordia Affordability Calculator

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When searching for real estate in Concordia, NJ, it is important to find a home that fits comfortably within your budget. The home affordability calculator allows you to determine what price of home in Concordia, NJ you can afford based on your income, debts and down payment. For an even more complete picture, you can add in further details such as: length of mortgage term, mortgage rate, property taxes, home insurance and HOA dues. This will estimate the costs of home ownership and display the home price that would fit within that budget. Knowing the price of home that you can afford in Concordia, NJ before you begin the house hunting process will keep you from getting too emotionally invested in homes that you may not be able to afford. The home affordability calculator will also allow you to balance your budget, so you know exactly how much will be spent on housing and how much you will have left over for any other living expenses and savings.

Concordia Mortgage Calculator

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What will my monthly costs be if I purchase Concordia, NJ real estate? There are many different variables that go into determining the monthly cost of a home. The biggest is obviously the home price. But after the actual price of the home you will also need to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). PMI payments can be avoided for homeowners that are able to put 20% or more towards a down payment. The mortgage calculator has preset default values for these details, but they may be adjusted to give you a more accurate monthly payment estimate. Keep in mind that a good rule of thumb is to keep the DTI (debt-to-income) ratio to no more than 36 percent. This means that no more than 36 percent of gross monthly income should go to paying all debts.

Concordia Demographics

  • 3,156Population
  • 3,030People / sq mile
  • 76.3Median age
  • 0.7:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Rossmoor, NJ2,904$90,60051%
Clearbrook Park, NJ3,114$155,00016%
Fieldsboro, NJ629$199,1008%
Twin Rivers, NJ7,034$208,40013%
Bordentown, NJ3,874$211,20014%
Concordia, NJ3,156$166,50010%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
East Gaffney, SC3,156$58,50068%
Nash, TX3,156$106,60042%
East Oakdale, CA3,157$496,500169%
La Paloma, TX3,157$68,40063%
Brillion, WI3,155$123,60033%
Concordia, NJ3,156$166,50010%
Source: The Concordia, NJ housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).
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