Cost of Living in Commerce, GA

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4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Commerce Georgia National
Cost of living9696100
Groceries9999100
Health care9999100
Housing8388100
Transportation9999100
Utilities104102100
Lifestyle & Entertainment109100100
Household Items102100100
Education & Childcare10799100
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Homes For Sale In Commerce, GA

property for sale

337 State St

Commerce, GA
property for sale

89 Chanticleer Rd

Commerce, GA
property for sale

84 Hood St

Commerce, GA
property for sale

384 Sam Brown Blvd

Commerce, GA
See the Newest Homes For Sale In Commerce, GA

Cost Of Living Quick Facts

  • The cost of living in Commerce is equal to the Georgia average
  • The cost of living in Commerce is 4% lower than the national average
  • Commerce housing is 17% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Commerce

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Compare Commerce, GA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,831$6,486$1,816$2,335
      Renters$59,484$4,957$1,388$1,785
      A good way to judge both the affordability of the housing and the cost of living in Commerce is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Commerce has a median income of about $77,831 for people who own homes. Based on that number, a maximum of $1,816 should be spent on expenses related to housing. Renters have a slightly different median income, which is $59,484. Based on this average, renters should spend no more than $1,388 on all rental costs if they want to maintain a non-impoverished standard of living.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nicholson, GA1,7729010.0%
      Carnesville, GA1,013909.8%
      Ila, GA418945.8%
      Arcade, GA2,024945.6%
      Danielsville, GA867955.4%
      Commerce, GA7,252963.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bonne Terre, MO7,2508614.4%
      Ridley Park, PA7,2501044.1%
      Enoch, UT7,2501098.9%
      Muskoka Lakes, ON7,247n/a 
      Shefford, QC7,246n/a 
      Commerce, GA7,252963.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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