Cost of Living in Bonne Terre, MO

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14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bonne Terre Missouri National
Cost of living8690100
Groceries9696100
Health care9797100
Housing6077100
Transportation9896100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9695100
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Homes For Sale In Bonne Terre, MO

property for sale

150 Hill St

Bonne Terre, MO
property for sale

649 Lafitte Dr

Bonne Terre, MO
property for sale

237 Moulin Rouge Dr

Bonne Terre, MO
property for sale

272 Rue Terre Bonne

Bonne Terre, MO

Cost Of Living Quick Facts

  • The cost of living in Bonne Terre is 5% lower than the Missouri average
  • The cost of living in Bonne Terre is 14% lower than the national average
  • Bonne Terre housing is 40% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bonne Terre

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,390$7,116$1,992$2,562
      Renters$40,479$3,373$944$1,214
      A good way to judge both the affordability of the housing and the cost of living in Bonne Terre is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bonne Terre has a median income of about $85,390 for people who own homes. Based on that number, a maximum of $1,992 should be spent on expenses related to housing. Renters have a slightly different median income, which is $40,479. Based on this average, renters should spend no more than $944 on all rental costs if they want to maintain a non-impoverished standard of living.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Frankclay, MO181963.6%
      Caledonia, MO1967228.0%
      Doe Run, MO6707623.8%
      Wortham, MO4457822.4%
      Leadwood, MO1,6398119.2%
      Bonne Terre, MO7,2508614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ridley Park, PA7,2501044.1%
      Enoch, UT7,2501098.9%
      Commerce, GA7,252963.9%
      Muskoka Lakes, ON7,247n/a 
      Shefford, QC7,246n/a 
      Bonne Terre, MO7,2508614.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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