Cost of Living in Columbiana, AL

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11%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Columbiana Alabama National
Cost of living8989100
Groceries9696100
Health care9595100
Housing7574100
Transportation9895100
Utilities9997100
Lifestyle & Entertainment9294100
Household Items9596100
Education & Childcare9093100
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Homes For Sale In Columbiana, AL

property for sale

297 Road

Columbiana, AL
property for sale

304 Timber Cove Cir

Columbiana, AL
property for sale

257 Springdale LN

Columbiana, AL
property for sale

165 Queen Dr #7

Columbiana, AL
See the Newest Homes For Sale In Columbiana, AL

Cost Of Living Quick Facts

  • The cost of living in Columbiana is equal to the Alabama average
  • The cost of living in Columbiana is 11% lower than the national average
  • Columbiana housing is 25% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Columbiana

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Compare Columbiana, AL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,410$5,784$1,619$2,083
      Renters$51,670$4,306$1,206$1,550
      A good indicator of the general affordability of housing in Columbiana, AL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Columbiana, the median monthly income is $69,410 for those who own their own homes. Under the standard rule, that income level would allow for $1,619 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $51,670, per the median income in the area. That would allow for renters to spend up to $1,206 on monthly rental expenses.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Shelby, AL1,0128218.0%
      Talladega Springs, AL1468515.1%
      Fayetteville, AL1,1328614.2%
      Vincent, AL2,0228613.7%
      Montevallo, AL7,009928.4%
      Columbiana, AL4,7528910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westwood, KY4,7528515.4%
      New Boston, TX4,7528614.4%
      King George, VA4,75211616.0%
      Redland, AL4,75311110.6%
      Flemington, NJ4,75412423.8%
      Columbiana, AL4,7528910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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