Cost of Living in New Boston, TX

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A+
14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Boston Texas National
Cost of living8694100
Groceries9998100
Health care9798100
Housing5483100
Transportation9898100
Utilities105103100
Lifestyle & Entertainment9998100
Household Items10098100
Education & Childcare9898100
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Homes For Sale In New Boston, TX

property for sale

311 Whispering Pines Dr

New Boston, TX
property for sale

251 Private Road 30041

New Boston, TX
property for sale

2420 County Road 4107

New Boston, TX
property for sale

1201 County Road 4007

New Boston, TX

Cost Of Living Quick Facts

  • The cost of living in New Boston is 9% lower than the Texas average
  • The cost of living in New Boston is 14% lower than the national average
  • New Boston housing is 46% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around New Boston

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,395$8,700$2,436$3,132
      Renters$41,843$3,487$976$1,255
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in New Boston, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In New Boston, homeowners have a median income of $104,395. Using that number, a maximum of $2,436 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $41,843, which means there is a maximum of $976 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maud, TX1,2378416.5%
      De Kalb, TX1,6618514.6%
      Hooks, TX2,7948514.5%
      Leary, TX6338614.2%
      Redwater, TX1,2058713.4%
      New Boston, TX4,7528614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Columbiana, AL4,7528910.7%
      Westwood, KY4,7528515.4%
      King George, VA4,75211616.0%
      Redland, AL4,75311110.6%
      Flemington, NJ4,75412423.8%
      New Boston, TX4,7528614.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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