Cost Of Living in Columbia, VA

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A+

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

3%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Columbia	Virginia	National
Cost of living	104	111	100
Groceries	104	103	100
Health care	104	103	100
Housing	103	129	100
Transportation	103	105	100
Utilities	106	104	100
Lifestyle & Entertainment	101	103	100
Household Items	104	102	100
Education & Childcare	106	109	100

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Homes For Sale In Columbia, VA

5705 Community House Rd

Columbia, VA

3 Crump Rd

Columbia, VA

0 Mt. Elba RD

Cumberland, VA

4632 Slippery Rock Ln

Columbia, VA

Cost Of Living Quick Facts

The cost of living in Columbia is 7% lower than the Virginia average
The cost of living in Columbia is 4% higher than the national average
Columbia housing is 3% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$173,989	$14,499	$4,059	$5,220
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Palmyra, VA	95	104	4.0%
Goochland, VA	702	103	3.3%
Lake Monticello, VA	10,739	114	13.7%
Powhatan, VA	431	116	16.0%
Rivanna, VA	1,903	181	80.6%
Columbia, VA	105	104	3.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. George, AK	105	95	4.7%
Broomtown, AL	105	109	8.7%
Kingvale, CA	105	104	3.8%
Mount Laguna, CA	105	117	17.3%
Sedalia, CO	105	147	47.1%
Columbia, VA	105	104	3.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Columbia, VA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Virginia Sales Tax

Virginia Income Tax

Nearby cities with low cost of living

Cities with similar population