Coldwater, MI Employment - Median Household Income, Unemployment Rate

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D+

32%

Income/capita NAT. AVG.

25%

Household income NAT. AVG.

65%

Unemployment NAT. AVG.

Index	Coldwater	Michigan	National
Income per capita	$30,732	$40,534	$44,883
Median household income	$60,634	$74,200	$81,333
Median income owner occupied	$80,523	$92,757	$106,172
Median income renter occupied	$52,380	$42,775	$52,080
Median earnings male	$37,570	$52,653	$54,343
Median earnings female	$37,812	$34,413	$38,439
Unemployment rate	1.7%	5.5%	4.9%
Poverty level	17.9%	16.3%	15.1%

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573 River Rd

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Key findings

The income per capita in Coldwater is 32% lower than the national average
The median household income in Coldwater is 25% lower than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Coldwater is 65% lower than the national average
The poverty level in Coldwater is 18% higher than the national average

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am i middle class

$40,418 $60,634 $121,268

City

$49,461 $74,200 $148,400

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Coldwater median earnings by income bracket

Coldwater employment by industry

Labour Type	Male	Female
Construction industry	2.5%	2.5%
Manufacturing sector	39.0%	39.0%
Financial & insurance services	0.3%	0.3%
Wholesale & retail services	11.8%	11.8%
Public administration	3.2%	3.2%
Transportation, warehousing & utilities	8.8%	8.8%
Education, health & social services	4.7%	4.7%
Other	27.8%	27.8%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Clear Lake, IN	408	$130,930	61.0%
Athens, MI	1,080	$79,153	2.7%
Burlington, MI	307	$75,050	7.7%
Camden, MI	716	$73,417	9.7%
Reading, MI	991	$71,227	12.4%
Coldwater, MI	12,463	$60,634	25.4%

Cities with similar population

City	Population	Household Income	National Avg.
Durham, NH	12,464	$90,429	11.2%
North Merrick, NY	12,464	$197,460	142.8%
Kingsburg, CA	12,458	$107,508	32.2%
Somerville, NJ	12,458	$131,494	61.7%
Amherst, OH	12,470	$115,540	42.1%
Coldwater, MI	12,463	$60,634	25.4%

Source: The Coldwater, MI employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.