Cost Of Living in Cobalt, MO

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23%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

70%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cobalt	Missouri	National
Cost of living	77	90	100
Groceries	97	96	100
Health care	96	97	100
Housing	30	77	100
Transportation	99	96	100
Utilities	98	95	100
Lifestyle & Entertainment	95	95	100
Household Items	99	97	100
Education & Childcare	96	95	100

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Homes For Sale In Cobalt, MO

S Mine La Motte Ave

Fredericktown, MO

Cost Of Living Quick Facts

The cost of living in Cobalt is 15% lower than the Missouri average
The cost of living in Cobalt is 23% lower than the national average
Cobalt housing is 70% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,072	$3,673	$1,028	$1,322
Renters	$41,603	$3,467	$971	$1,248

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Doe Run, MO	670	76	23.8%
Marquand, MO	198	82	18.1%
Mine La Motte, MO	399	82	17.8%
Junction City, MO	277	83	17.5%
Fredericktown, MO	4,146	85	15.5%
Cobalt, MO	217	77	23.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Allakaket, AK	217	92	7.8%
Shungnak, AK	217	98	2.3%
Ogden, AR	217	78	21.6%
Tollette, AR	217	86	14.3%
Valley Home, CA	217	172	71.8%
Cobalt, MO	217	77	23.0%