Cost Of Living in Cluster Springs, VA

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A+

3%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

17%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cluster Springs	Virginia	National
Cost of living	97	111	100
Groceries	102	103	100
Health care	105	103	100
Housing	83	129	100
Transportation	103	105	100
Utilities	102	104	100
Lifestyle & Entertainment	102	103	100
Household Items	104	102	100
Education & Childcare	107	109	100

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Homes For Sale In Cluster Springs, VA

19.6ac Link Puryear Rd

, VA

Cost Of Living Quick Facts

The cost of living in Cluster Springs is 13% lower than the Virginia average
The cost of living in Cluster Springs is 3% lower than the national average
Cluster Springs housing is 17% lower than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,510	$7,876	$2,205	$2,836
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Roxboro, NC	8,517	89	11.5%
Scottsburg, VA	117	89	11.2%
Virgilina, VA	109	90	10.0%
Mountain Road, VA	975	91	9.4%
South Boston, VA	7,916	94	6.3%
Cluster Springs, VA	797	97	2.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mignon, AL	797	77	23.4%
Ashland, KS	797	80	19.9%
Montgomery, LA	797	83	16.8%
Sebeka, MN	797	83	17.3%
Hailesboro, NY	797	93	6.7%
Cluster Springs, VA	797	97	2.9%