Cost Of Living in Clayton, OK

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26%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Clayton	Oklahoma	National
Cost of living	74	88	100
Groceries	93	96	100
Health care	96	95	100
Housing	28	70	100
Transportation	96	96	100
Utilities	89	96	100
Lifestyle & Entertainment	97	94	100
Household Items	94	97	100
Education & Childcare	88	93	100

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Homes For Sale In Clayton, OK

17436 Savage Rd

Pittsburg, OK

Savage RD

Daisy, OK

1 Off State Highway 2

Antlers, OK

170044 N 4336 Rd

Clayton, OK

Cost Of Living Quick Facts

The cost of living in Clayton is 16% lower than the Oklahoma average
The cost of living in Clayton is 26% lower than the national average
Clayton housing is 72% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,124	$6,677	$1,869	$2,404
Renters	$16,950	$1,413	$395	$509

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Albion, OK	87	77	23.4%
Tuskahoma, OK	74	77	22.9%
Clayton, OK	640	74	26.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gould, AR	640	76	23.5%
Solomon, AZ	640	96	4.4%
Lovilia, IA	640	83	16.8%
Zanesville, IN	640	88	11.6%
McDowell, KY	640	82	17.8%
Clayton, OK	640	74	26.4%