Cost Of Living in Clara, MS

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21%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Clara	Mississippi	National
Cost of living	79	86	100
Groceries	96	97	100
Health care	93	95	100
Housing	42	63	100
Transportation	96	94	100
Utilities	96	98	100
Lifestyle & Entertainment	94	94	100
Household Items	94	96	100
Education & Childcare	93	94	100

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Homes For Sale In Clara, MS

2388 Clara Strengthford Rd

Waynesboro, MS

28 Bud Stevens Rd

Waynesboro, MS

Cost Of Living Quick Facts

The cost of living in Clara is 8% lower than the Mississippi average
The cost of living in Clara is 21% lower than the national average
Clara housing is 58% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$21,777	$1,815	$508	$653
Renters	$0	$0	$0	$0

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Buckatunna, MS	373	95	5.3%
State Line, MS	744	76	23.9%
Waynesboro, MS	5,023	79	21.3%
Clara, MS	569	79	21.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
South Bethany, DE	569	161	61.4%
Smelterville, ID	569	88	11.7%
Good Thunder, MN	569	91	8.5%
Dearborn, MO	569	88	12.3%
Schenevus, NY	569	95	5.2%
Clara, MS	569	79	21.0%