Cost of Living in Chatham, VA

Get 300+ Local Insights for Any Address in Chatham, VA

Get Access to 300+ Local Data Points
A+
3%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chatham Virginia National
Cost of living97111100
Groceries102103100
Health care105103100
Housing81129100
Transportation103105100
Utilities102104100
Lifestyle & Entertainment102103100
Household Items104102100
Education & Childcare107109100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Chatham, VA

property for sale

134 Hedrick Dr

Chatham, VA
property for sale

17 Lynn St

Chatham, VA
property for sale

415 Atlantic Timber Ln

Chatham, VA
property for sale

424 Rison St

Chatham, VA

Cost Of Living Quick Facts

  • The cost of living in Chatham is 13% lower than the Virginia average
  • The cost of living in Chatham is 3% lower than the national average
  • Chatham housing is 19% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Chatham

See all the best places to live around Chatham

Compare Chatham, VA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Chatham?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Chatham?
      Write a review to give others more information about this area.
      See all Chatham poll results

      The best places in Virginia

      Here are the best places to live in VirginiaCheck out the 10 most dangerous cities in VirginiaCheck out the 10 safest cities in VirginiaThese are the 10 cheapest cities in Virginia
      Best Places in Virginia

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,739$7,812$2,187$2,812
      Renters$68,300$5,692$1,594$2,049

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gretna, VA1,473928.3%
      Blairs, VA836963.9%
      Mount Hermon, VA4,5311000.1%
      Penhook, VA1,38214948.9%
      Chatham, VA1,803973.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Manson, IA1,8038317.0%
      Fairfax, OH1,803973.2%
      Port Barrington, IL1,80412120.7%
      Dundas, MN1,80411111.1%
      Foxfire, NC1,8041076.8%
      Chatham, VA1,803973.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026