Cost of Living in Chatham, VA

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A+
8%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Chatham Virginia National
Cost of living92109100
Goods & Services96102100
Groceries99100100
Health care110103100
Housing81129100
Transportation94100100
Utilities9299100
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Homes For Sale In Chatham, VA

property for sale

46 Depot St

Chatham, VA
property for sale

1104 Union Hall School Rd

Chatham, VA
property for sale

631 Oakland Dr

Chatham, VA
property for sale

6.13 Ac Callands Rd

Chatham, VA

Cost Of Living Quick Facts

  • The cost of living in Chatham is 16% lower than the Virginia average
  • The cost of living in Chatham is 8% lower than the national average
  • Chatham housing is 19% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Chatham

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Compare Chatham, VA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,739$7,812$2,187$2,812
      Renters$68,300$5,692$1,594$2,049

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Goods & Services

      Item Chatham National avg. Difference
      Haircut $24.93$27.629.7%
      Beauty Salon $48.04$51.116.0%
      Toothpaste $4.05$4.091.0%
      Shampoo $1.58$1.542.5%
      Movie $11.42$12.8811.3%
      Yoga $13.36$19.6632.0%

      Groceries

      Item Chatham National avg. Difference
      Ground Beef $6.81$7.7011.6%
      Fried Chicken $1.64$1.661.3%
      Milk $4.82$4.731.8%
      Potatoes $5.35$5.261.8%
      Pizza $14.27$12.7611.8%
      Beer $10.96$10.553.9%

      Health Care

      Item Chatham National avg. Difference
      Optometrist $117.74$140.0615.9%
      Doctor $168.79$153.829.7%
      Dentist $144.09$123.1517.0%
      Ibuprofen $12.06$11.732.8%
      Lipitor $23.98$23.611.6%

      Housing

      Item Chatham National avg. Difference
      Home Price $242,107.00$326,622.0025.9%
      Avg. Mortgage Payment $1,988.06$2,480.2519.8%
      Apartment Rent $1,382.00$1,444.004.3%

      Transportation

      Item Chatham National avg. Difference
      Gasoline $2.89$3.065.3%
      Tire Balancing $59.79$65.218.3%

      Utilities

      Item Chatham National avg. Difference
      All Electricity $195.34$220.1211.3%
      Phone $189.45$195.713.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gretna, VA1,4738713.2%
      Blairs, VA836918.9%
      Mount Hermon, VA4,531954.9%
      Penhook, VA1,38214443.8%
      Chatham, VA1,803928.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Manson, IA1,8038515.3%
      Fairfax, OH1,803990.8%
      Port Barrington, IL1,80412524.8%
      Dundas, MN1,80411010.2%
      Foxfire, NC1,8041088.3%
      Chatham, VA1,803928.5%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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