| Index | Westerly Hills | Charlotte | North Carolina |
| Cost of living | 86 | 100 | 94 |
| Goods & Services | 105 | 105 | 99 |
| Groceries | 99 | 99 | 98 |
| Health care | 106 | 106 | 110 |
| Housing | 53 | 98 | 85 |
| Transportation | 94 | 94 | 91 |
| Utilities | 94 | 94 | 95 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $30,417 | $2,535 | $710 | $913 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.99% | 4.99% |
| Item | Charlotte | National avg. | Difference |
| Haircut | $17.33 | $20.27 | 14.5% |
| Beauty Salon | $35.13 | $40.39 | 13.0% |
| Toothpaste | $2.66 | $2.36 | 12.6% |
| Shampoo | $1.18 | $1.08 | 9.9% |
| Movie | $12.05 | $10.99 | 9.7% |
| Bowling | $21.17 | $15.49 | 36.6% |
| Item | Charlotte | National avg. | Difference |
| Ground Beef | $3.80 | $4.30 | 11.6% |
| Fried Chicken | $1.42 | $1.40 | 1.2% |
| Milk | $1.73 | $2.20 | 21.5% |
| Potatoes | $3.56 | $3.22 | 10.5% |
| Pizza | $10.06 | $10.74 | 6.3% |
| Beer | $9.86 | $9.60 | 2.7% |
| Item | Charlotte | National avg. | Difference |
| Optometrist | $111.50 | $109.73 | 1.6% |
| Doctor | $127.19 | $118.34 | 7.5% |
| Dentist | $121.04 | $100.94 | 19.9% |
| Ibuprofen | $7.24 | $9.93 | 27.1% |
| Lipitor | $458.44 | $469.53 | 2.4% |
| Item | Charlotte | National avg. | Difference |
| Home Price | $178,000.00 | $184,700.00 | 3.6% |
| Avg. Mortgage Payment | $882.55 | $1,229.62 | 28.2% |
| Apartment Rent | $966.00 | $949.00 | 1.8% |
| Item | Charlotte | National avg. | Difference |
| Gasoline | $2.63 | $2.71 | 3.0% |
| Tire Balancing | $46.65 | $51.86 | 10.1% |
| Item | Charlotte | National avg. | Difference |
| All Electricity | $153.98 | $170.84 | 9.9% |
| Phone | $183.30 | $187.18 | 2.1% |
| City | Population | Cost of Living Index | National Avg. |
| Spencer Mountain, NC | 0 | 100 | 0.5% |
| Ranlo, NC | 3,535 | 90 | 10.0% |
| Lowell, NC | 3,616 | 91 | 9.3% |
| Stanley, NC | 3,633 | 92 | 7.8% |
| Belmont, NC | 10,494 | 95 | 4.8% |
| Charlotte, NC | 808,834 | 100 | 0.3% |
| City | Population | Cost of Living Index | National Avg. |
| Fort Worth, TX | 815,930 | 95 | 4.6% |
| Columbus, OH | 837,038 | 88 | 11.6% |
| Winnipeg, MB | 775,440 | n/a | |
| Indianapolis, IN | 846,674 | 88 | 11.7% |
| San Francisco, CA | 850,282 | 203 | 103.1% |
| Charlotte, NC | 808,834 | 100 | 0.3% |
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