Cost of Living in Gainesboro, TN

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15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gainesboro Tennessee National
Cost of living8592100
Groceries9798100
Health care9797100
Housing6080100
Transportation9597100
Utilities9698100
Lifestyle & Entertainment9497100
Household Items10098100
Education & Childcare9797100
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Homes For Sale In Gainesboro, TN

property for sale

620 Harmony Rd

Gainesboro, TN
property for sale

246 Ralph Spivey Ln

Gainesboro, TN
property for sale

Baugh Hollow Ln

, TN
property for sale

5 Roaring River Rd

Gainesboro, TN

Cost Of Living Quick Facts

  • The cost of living in Gainesboro is 8% lower than the Tennessee average
  • The cost of living in Gainesboro is 15% lower than the national average
  • Gainesboro housing is 40% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gainesboro

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Compare Gainesboro, TN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,991$4,999$1,400$1,800
      Renters$22,141$1,845$517$664

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Celina, TN2,0428515.1%
      Red Boiling Springs, TN1,8338614.3%
      Baxter, TN1,5798811.9%
      Algood, TN4,555909.8%
      Dodson Branch, TN1,145919.5%
      Gainesboro, TN1,0108514.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Diamond City, AR1,0108119.1%
      Cripple Creek, CO1,010991.3%
      Victor, IA1,0108416.4%
      Algodones, NM1,0101066.2%
      Yale, OK1,0108119.1%
      Gainesboro, TN1,0108514.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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