Cedartown, GA Cost Of Living

Cedartown cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Cedartown	Georgia	National
Cost of living index	83	93	100
Index	Cedartown	Georgia	National
Goods & Services index	92	96	100
Groceries index	95	99	100
Health care index	81	96	100
Housing index	52	86	100
Transportation index	88	96	100
Utilities index	131	97	100

A general summary of the cost of living index in Cedartown, GA is shown above. Compared to the state average of Georgia the cost of living index in Cedartown, GA is 83, which is 11% lower than the average in Georgia and compared to the national average it is 17% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Cedartown, GA goods and services come in at 3% lower than the average in Georgia and are 8% lower than compared to the nationwide average.

Did you know?

The cost of living in Cedartown is 11% lower than the Georgia average.
The cost of living in Cedartown is 17% lower than the national average.
The cost of housing in Cedartown is 48% lower than the national average.
Georgia general sales tax is 21% lower than the national average.
Georgia state income tax is 55% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in Cedartown, GA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Cedartown, GA, then you would need to earn more income in order to maintain the same standard of living. To use the Cedartown, GA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,022	$3,502	$980	$1,261
Renters	$21,369	$1,781	$499	$641

One can approximate the cost of living and the housing affordability in Cedartown, GA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Cedartown, GA have a median income of $42,022. Therefore, the amount that a consumer should spend on housing costs should be no more than $980 per month to avoid calamity and poverty. The renters in the city have an income of about $21,369, which would make their monthly maximum allowable rental costs $499.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	6%

One thing to keep in mind when considering the cost of living in Cedartown, GA is the Georgia sales tax and Georgia income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Georgia sales tax rate is 4% and the maximum surtax that can be charged is 8%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Georgia income tax rates range from 1% to 6%.

Goods & Services

Item	Cedartown	National avg.	Difference
Haircut	$13.88	$16.09	13.7%
Beauty Salon	$30.38	$37.33	18.6%
Toothpaste	$2.09	$2.45	14.6%
Shampoo	$0.94	$1.00	6.0%
Movie	$9.21	$10.28	10.4%
Bowling	$4.52	$4.93	8.4%

Groceries

Item	Cedartown	National avg.	Difference
Ground Beef	$3.79	$3.80	0.3%
Fried Chicken	$1.23	$1.40	12.3%
Milk	$1.90	$2.01	5.6%
Potatoes	$3.17	$3.01	5.2%
Pizza	$9.98	$9.89	0.9%
Beer	$7.99	$8.90	10.2%

Health Care

Item	Cedartown	National avg.	Difference
Optometrist	$85.59	$102.16	16.2%
Doctor	$76.74	$108.36	29.2%
Dentist	$71.41	$92.53	22.8%
Ibuprofen	$9.17	$9.28	1.2%
Lipitor	$388.16	$425.82	8.8%

Housing

Item	Cedartown	National avg.	Difference
Home Price	$81,800.00	$184,700.00	55.7%
Avg. Mortgage Payment	$788.77	$1,202.44	34.4%
Apartment Rent	$654.00	$949.00	31.1%

Transportation

Item	Cedartown	National avg.	Difference
Gasoline	$2.00	$2.24	11.1%
Tire Balancing	$40.11	$46.29	13.3%

Utilities

Item	Cedartown	National avg.	Difference
All Electricity	$260.58	$165.96	57.0%
Phone	$29.13	$28.68	1.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Aragon, GA	988	88	-12%
Lindale, GA	4,415	88	-12%
Rockmart, GA	4,222	88	-12%
Buchanan, GA	1,367	84	-16%
Cave Spring, GA	1,319	85	-15%
Cedartown, GA	9,752	83	-17%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Monticello, AR	9,752	84	-16%
Baker City, OR	9,757	85	-15%
Inwood, NY	9,746	150	50%
Dunn, NC	9,762	90	-10%
Tanaina, AK	9,736	122	22%
Cedartown, GA	9,752	83	-17%

Source: The Cedartown, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Cedartown, GA Cost of Living