D
25%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
76%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Castle Hills Texas National
Cost of living12594100
Groceries10298100
Health care10398100
Housing17683100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Cost Of Living Quick Facts

  • The cost of living in Castle Hills is 33% higher than the Texas average
  • The cost of living in Castle Hills is 25% higher than the national average
  • Castle Hills housing is 76% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Castle Hills

See all the best places to live around Castle Hills

Compare Castle Hills, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Castle Hills?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Castle Hills?
      Write a review to give others more information about this area.
      See all Castle Hills poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$146,692$12,224$3,423$4,401
      Renters$0$0$0$0
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Castle Hills, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Castle Hills, homeowners have a median income of $146,692. Using that number, a maximum of $3,423 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Macdona, TX268909.9%
      Kirby, TX8,908945.6%
      Balcones Heights, TX3,252981.6%
      San Antonio, TX1,573,2371000.3%
      Leon Valley, TX12,6111011.0%
      Castle Hills, TX4,63212525.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sauk Centre, MN4,631963.9%
      Ligonier, IN4,6338217.6%
      La Vale, MD4,6301011.2%
      Prescott, ON4,630n/a 
      Jonesboro, LA4,6358218.3%
      Castle Hills, TX4,63212525.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.