Cost of Living in Ligonier, IN

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ligonier Indiana National
Cost of living8289100
Groceries9797100
Health care9697100
Housing5272100
Transportation9596100
Utilities9796100
Lifestyle & Entertainment9495100
Household Items9998100
Education & Childcare9194100
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Homes For Sale In Ligonier, IN

property for sale

903 S Cavin St

Ligonier, IN
property for sale

206 S Main St

Ligonier, IN
property for sale

307 Mercer St

Ligonier, IN
property for sale

Lot 3 County Road 43

Syracuse, IN
See the Newest Homes For Sale In Ligonier, IN

Cost Of Living Quick Facts

  • The cost of living in Ligonier is 7% lower than the Indiana average
  • The cost of living in Ligonier is 18% lower than the national average
  • Ligonier housing is 48% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Ligonier

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,589$7,716$2,160$2,778
      Renters$60,102$5,009$1,402$1,803
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ligonier, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ligonier, homeowners have a median income of $92,589. Using that number, a maximum of $2,160 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $60,102, which means there is a maximum of $1,402 to be spent on the costs of renting a home or apartment.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cromwell, IN4988218.0%
      Lagrange, IN2,8128317.4%
      Wolcottville, IN9828316.9%
      Kimmell, IN5838316.8%
      Albion, IN2,8718415.5%
      Ligonier, IN4,6338217.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Castle Hills, TX4,63212525.1%
      Sauk Centre, MN4,631963.9%
      Jonesboro, LA4,6358218.3%
      Lexington, MO4,6358613.6%
      La Vale, MD4,6301011.2%
      Ligonier, IN4,6338217.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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