Cost of Living in Cambridge, IA

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cambridge Iowa National
Cost of living9189100
Groceries9897100
Health care9596100
Housing8174100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Cambridge, IA

property for sale

402 S Vine St

Cambridge, IA
property for sale

1712 E 1st St

Huxley, IA
property for sale

15286 NE 42nd St

Cambridge, IA
property for sale

Race St

Cambridge, IA
See the Newest Homes For Sale In Cambridge, IA

Cost Of Living Quick Facts

  • The cost of living in Cambridge is 1% higher than the Iowa average
  • The cost of living in Cambridge is 9% lower than the national average
  • Cambridge housing is 19% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Cambridge

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Compare Cambridge, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,424$9,202$2,576$3,313
      Renters$86,000$7,167$2,007$2,580

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valeria, IA427920.8%
      Mingo, IA3118316.9%
      Maxwell, IA7658514.9%
      Collins, IA4578713.3%
      Colo, IA7798812.4%
      Cambridge, IA978919.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dotsero, CO97811616.1%
      Lumpkin, GA9787920.5%
      Ponca, NE9788416.5%
      Brookfield, NJ97811312.6%
      Tivoli, NY97812019.7%
      Cambridge, IA978919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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