Cost Of Living in Tivoli, NY

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D-

20%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Tivoli	New York	National
Cost of living	120	121	100
Groceries	107	106	100
Health care	107	110	100
Housing	146	144	100
Transportation	108	113	100
Utilities	109	112	100
Lifestyle & Entertainment	112	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

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Homes For Sale In Tivoli, NY

5246 Route 9G

Tivoli, NY

787 County Route 6

Germantown, NY

245 Guski Rd

Red Hook, NY

28 Stony Brook Rd

Tivoli, NY

Cost Of Living Quick Facts

The cost of living in Tivoli is 1% lower than the New York average
The cost of living in Tivoli is 20% higher than the national average
Tivoli housing is 46% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$117,132	$9,761	$2,733	$3,514
Renters	$42,547	$3,546	$993	$1,277

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lorenz Park, NY	2,058	103	3.4%
Philmont, NY	1,025	105	5.0%
Leeds, NY	407	105	5.2%
Jefferson Heights, NY	1,027	105	5.4%
Lincoln Park, NY	2,224	104	4.4%
Tivoli, NY	978	120	19.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dotsero, CO	978	116	16.1%
Lumpkin, GA	978	79	20.5%
Cambridge, IA	978	91	9.3%
Ponca, NE	978	84	16.5%
Brookfield, NJ	978	113	12.6%
Tivoli, NY	978	120	19.7%