Cost of Living in Collins, IA

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Collins Iowa National
Cost of living8789100
Groceries9897100
Health care9596100
Housing6874100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Collins, IA

property for sale

11 4th St

Collins, IA
property for sale

604 1st Ave

Collins, IA
property for sale

313 1st Ave

Collins, IA
property for sale

321 3rd St

Collins, IA
See the Newest Homes For Sale In Collins, IA

Cost Of Living Quick Facts

  • The cost of living in Collins is 3% lower than the Iowa average
  • The cost of living in Collins is 13% lower than the national average
  • Collins housing is 32% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Collins

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Compare Collins, IA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,918$7,743$2,168$2,788
      Renters$62,414$5,201$1,456$1,873

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clemons, IA1557722.8%
      Valeria, IA427920.8%
      Rhodes, IA3298118.5%
      Mingo, IA3118316.9%
      Maxwell, IA7658514.9%
      Collins, IA4578713.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Perdido Beach, AL457982.0%
      Repton, AL4578911.3%
      Equality, IL4578020.1%
      Humboldt, IL4578514.9%
      Spokane, LA45711515.1%
      Collins, IA4578713.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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