Cost Of Living in Calvert Beach, MD

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D

23%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Calvert Beach	Maryland	National
Cost of living	123	121	100
Groceries	106	105	100
Health care	112	109	100
Housing	154	151	100
Transportation	112	109	100
Utilities	112	108	100
Lifestyle & Entertainment	113	109	100
Household Items	104	105	100
Education & Childcare	114	112	100

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Homes For Sale In Calvert Beach, MD

5457 Bayview Ave

Saint Leonard, MD

1815 Highland Dr

Saint Leonard, MD

Cost Of Living Quick Facts

The cost of living in Calvert Beach is 2% higher than the Maryland average
The cost of living in Calvert Beach is 23% higher than the national average
Calvert Beach housing is 54% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$133,995	$11,166	$3,126	$4,020
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Taylors Island, MD	85	110	10.1%
Eagle Harbor, MD	44	103	2.7%
Benedict, MD	188	117	16.8%
Chesapeake Ranch Estates, MD	9,937	119	19.1%
Lusby, MD	2,264	119	19.3%
Calvert Beach, MD	877	123	23.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Glenwood, GA	877	81	19.4%
Baroda, MI	877	96	4.2%
Greendale, MO	877	89	11.2%
Robbinsville, NC	877	82	17.9%
Hydetown, PA	877	85	14.6%
Calvert Beach, MD	877	123	23.3%