Cost Of Living in California, PA

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12%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

36%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	California	Pennsylvania	National
Cost of living	88	97	100
Groceries	100	100	100
Health care	99	99	100
Housing	64	90	100
Transportation	97	101	100
Utilities	99	99	100
Lifestyle & Entertainment	97	100	100
Household Items	98	99	100
Education & Childcare	100	101	100

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Homes For Sale In California, PA

131 Spring St

Coal Center, PA

308 3rd St

California, PA

775 S Ridge Rd

Coal Center, PA

31 Pennsylvania Ave

California, PA

Cost Of Living Quick Facts

The cost of living in California is 9% lower than the Pennsylvania average
The cost of living in California is 12% lower than the national average
California housing is 36% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$111,644	$9,304	$2,605	$3,350
Renters	$36,964	$3,080	$862	$1,109

The affordability of the housing market in California, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among California homeowners, the median income is $111,644. This indicates that a monthly maximum of $2,605 should be spent by homeowners on all housing related costs. Renters have a median income of $36,964. This indicates that renters would have a maximum of $862 for their rent related monthly costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Naomi, PA	53	99	1.2%
Wyano, PA	609	99	1.2%
Fredericktown, PA	207	99	1.2%
Millsboro, PA	518	99	1.2%
Webster, PA	80	99	1.2%
California, PA	6,484	88	11.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Red Lion, PA	6,482	92	8.4%
Pelican Bay, FL	6,486	205	104.8%
Kermit, TX	6,486	87	13.5%
Pigeon Forge, TN	6,487	96	4.3%
Ramtown, NJ	6,490	140	39.8%
California, PA	6,484	88	11.7%