C
8%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index California City California National
Cost of living108141100
Groceries109111100
Health care117116100
Housing89197100
Transportation117118100
Utilities117119100
Lifestyle & Entertainment121120100
Household Items109111100
Education & Childcare135127100
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An Overview of Cost of Living in California City, CA

Are you thinking about relocating, but curious about the potential cost of living in California City? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in California City stands at 108, making it 8% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In California City, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in California City will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in California City?

Nobody knows their city better than the people who actually live there. So, we asked 10 local residents how they would rate the cost of living in California City and this is how they responded. 80% of people said that the cost of living was affordable, with prices decreasing, while 20% of people said that the cost of living was very expensive and prices continue to rise.

Is California City Affordable?

Is California City an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in California City is 13.5% lower than the national average, while the average monthly rent prices are 6.2% lower than average. The affordability of any location can also be influenced by median income levels. California City has a median household income of $70,182, which is 13.7% lower than the national average.

What Factors can Influence the Cost of Living in California City?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In California City, the groceries index is 9.1% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In California City, the transportation index stands at 17.1% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In California City, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.

Where is the Data From?

The California City cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in California City is 23% lower than the California average
  • The cost of living in California City is 8% higher than the national average
  • California City housing is 11% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around California City

See all the best places to live around California City

Compare California City, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,902$7,825$2,191$2,817
      Renters$38,452$3,204$897$1,154
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in California City, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In California City, homeowners have a median income of $93,902. Using that number, a maximum of $2,191 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,452, which means there is a maximum of $897 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      North Edwards, CA924964.1%
      Mojave, CA3,8731033.0%
      Edwards AFB, CA2,74913736.8%
      California City, CA14,5061088.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Circleville, OH14,5098910.5%
      Mount Dora, FL14,51711313.1%
      Gardendale, AL14,518981.6%
      Bayou Blue, LA14,519937.5%
      New Franklin, OH14,489936.9%
      California City, CA14,5061088.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.