A+
12%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Burlington Iowa National
Cost of living8889100
Groceries10097100
Health care9996100
Housing6274100
Transportation10197100
Utilities9795100
Lifestyle & Entertainment9695100
Household Items10297100
Education & Childcare10094100
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An Overview of Cost of Living in Burlington, IA

Getting a feel for the cost of living in Burlington is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Burlington is 88, which is 12% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

What Do Locals Say About the Cost of Living in Burlington?

The most insightful perspective on a city comes from its residents. We recently surveyed 52 locals to gauge their perception of the cost of living in Burlington. The feedback revealed that 69% of respondents found the cost of living to be reasonable, with prices on the decline, while 31% regarded it as notably expensive with prices that continue to rise.

Is Burlington Affordable?

Is Burlington an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Burlington is 47.5% lower than the national average, while the average monthly rent prices are 14.4% lower than average. The affordability of any location can also be influenced by median income levels. Burlington has a median household income of $68,334, which is 16% lower than the national average.

What Factors can Influence the Cost of Living in Burlington?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Burlington, the housing index comes in at 37.6% lower than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Burlington, the transportation index is 0.5% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Burlington are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Burlington is 1% lower than the Iowa average
  • The cost of living in Burlington is 12% lower than the national average
  • Burlington housing is 38% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Burlington

See all the best places to live around Burlington

Compare Burlington, IA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,185$7,515$2,104$2,706
      Renters$37,203$3,100$868$1,116
      The affordability of the housing market in Burlington, IA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Burlington homeowners, the median income is $90,185. This indicates that a monthly maximum of $2,104 should be spent by homeowners on all housing related costs. Renters have a median income of $37,203. This indicates that renters would have a maximum of $868 for their rent related monthly costs.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Beaverdale, IA918990.8%
      Gladstone, IL1487920.9%
      Pontoosuc, IL1128119.4%
      Lomax, IL3828218.0%
      Oquawka, IL1,3898416.2%
      Burlington, IA25,6538811.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ardmore, OK25,666909.7%
      North Laurel, MD25,63413635.6%
      Paris, TX25,6348514.5%
      Muskego, WI25,67211515.3%
      Decatur, GA25,67714746.8%
      Burlington, IA25,6538811.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.