University cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexUniversityBuffaloNew York
Cost of living8383117
IndexUniversityBuffaloNew York
Goods & Services9898108
Health care8585101

Key findings

  • The cost of living in University is 29% lower than the Buffalo average
  • The cost of living in University is 17% lower than the national average
  • University housing is 50% lower than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 80% higher than the national average

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Compare Buffalo, NY Cost of Living To Other Cities


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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemBuffaloNational avg.Difference
      Haircut $16.96$17.493.0%
      Beauty Salon $36.14$38.175.3%
      Toothpaste $1.89$2.3218.6%
      Shampoo $0.92$1.019.1%
      Movie $10.74$10.720.1%
      Bowling $14.00$13.861.0%


      ItemBuffaloNational avg.Difference
      Ground Beef $3.43$3.9012.0%
      Fried Chicken $1.44$1.403.2%
      Milk $1.77$1.969.8%
      Potatoes $3.74$3.1817.5%
      Pizza $9.99$10.393.9%
      Beer $9.49$9.232.8%

      Health Care

      ItemBuffaloNational avg.Difference
      Optometrist $63.60$106.3440.2%
      Doctor $84.00$115.2527.1%
      Dentist $84.92$98.3813.7%
      Ibuprofen $8.61$9.267.0%
      Lipitor $491.65$466.475.4%


      ItemBuffaloNational avg.Difference
      Home Price $72,600.00$184,700.0060.7%
      Avg. Mortgage Payment $1,354.63$1,273.326.4%
      Apartment Rent $710.00$949.0025.2%


      ItemBuffaloNational avg.Difference
      Gasoline $2.80$2.597.9%
      Tire Balancing $41.64$48.9014.8%


      ItemBuffaloNational avg.Difference
      All Electricity$152.08$167.609.3%
      Phone $186.50$163.4214.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Niagara Falls, NY49,18082-18%
      Sloan, NY3,60682-18%
      Lackawanna, NY17,99283-17%
      South Lockport, NY7,68084-16%
      Lockport, NY20,72284-16%
      Buffalo, NY258,98983-17%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Chula Vista, CA260,59813838%
      Fort Wayne, IN260,95484-16%
      Jersey City, NJ261,66614141%
      Orlando, FL263,30695-5%
      St. Petersburg, FL253,58595-5%
      Buffalo, NY258,98983-17%
      Source: The University, Buffalo, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.