University cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexUniversityBuffaloNew York
Cost of living index8585119
IndexUniversityBuffaloNew York
Goods & Services index9898109
Groceries index9797108
Health care index868699
Housing index5050145
Transportation index103103108
Utilities index109109102
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Did you know?

  • The cost of living in University is 29% lower than the Buffalo average.
  • The cost of living in University is 15% lower than the national average.
  • The cost of housing in University is 50% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Household$47,352$3,946$1,105$1,421

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%

Goods & Services

ItemBuffaloNational avg.Difference
Haircut $15.88$16.091.3%
Beauty Salon $37.27$37.330.2%
Toothpaste $1.68$2.4531.5%
Shampoo $0.89$1.0011.4%
Movie $10.92$10.286.2%
Bowling $3.71$4.9324.8%

Groceries

ItemBuffaloNational avg.Difference
Ground Beef $3.36$3.8011.7%
Fried Chicken $1.23$1.4011.9%
Milk $1.95$2.012.9%
Potatoes $2.87$3.014.6%
Pizza $10.66$9.897.8%
Beer $8.86$8.900.5%

Health Care

ItemBuffaloNational avg.Difference
Optometrist $60.23$102.1641.0%
Doctor $86.67$108.3620.0%
Dentist $78.97$92.5314.6%
Ibuprofen $8.50$9.288.4%
Lipitor $418.39$425.821.7%

Housing

ItemBuffaloNational avg.Difference
Home Price $72,600.00$184,700.0060.7%
Avg. Mortgage Payment $1,359.27$1,202.4413.0%
Apartment Rent $710.00$949.0025.2%

Transportation

ItemBuffaloNational avg.Difference
Gasoline $2.36$2.244.9%
Tire Balancing $45.30$46.292.1%

Utilities

ItemBuffaloNational avg.Difference
All Electricity$151.54$165.968.7%
Phone $37.33$28.6830.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Niagara Falls, NY49,18084-16%
Sloan, NY3,60684-16%
Lackawanna, NY17,99285-15%
South Lockport, NY7,68086-14%
Lockport, NY20,72286-14%
Buffalo, NY258,98985-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chula Vista, CA260,59813636%
Fort Wayne, IN260,95487-13%
Jersey City, NJ261,66614646%
Orlando, FL263,30698-2%
St. Petersburg, FL253,58598-2%
Buffalo, NY258,98985-15%
Source: The University, Buffalo, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.