| Index | Black Rock | Buffalo | New York | 
| Cost of living | 88 | 86 | 117 | 
| Goods & Services | 94 | 94 | 108 | 
| Groceries | 97 | 97 | 102 | 
| Health care | 101 | 101 | 103 | 
| Housing | 73 | 64 | 145 | 
| Transportation | 95 | 95 | 105 | 
| Utilities | 94 | 94 | 100 | 

 
				
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
 
				| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | 
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) | 
| Household | $40,531 | $3,378 | $946 | $1,216 | 
| State | General Sales Tax | With Max Surtax | 
| New York | 4% | 8.875% | 
| State | Income Tax (Low) | Income Tax (High) | 
| New York | 4% | 10.9% | 
| Item | Buffalo | National avg. | Difference | 
| Haircut | $21.65 | $24.26 | 10.8% | 
| Beauty Salon | $53.07 | $45.56 | 16.5% | 
| Toothpaste | $3.61 | $3.70 | 2.5% | 
| Shampoo | $1.30 | $1.28 | 1.8% | 
| Movie | $12.76 | $12.13 | 5.2% | 
| Bowling | $14.60 | $18.00 | 18.9% | 
| Item | Buffalo | National avg. | Difference | 
| Ground Beef | $6.16 | $5.84 | 5.5% | 
| Fried Chicken | $1.39 | $1.57 | 11.4% | 
| Milk | $4.67 | $4.67 | 0.0% | 
| Potatoes | $5.26 | $4.93 | 6.5% | 
| Pizza | $10.99 | $12.09 | 9.1% | 
| Beer | $10.47 | $10.41 | 0.6% | 
| Item | Buffalo | National avg. | Difference | 
| Optometrist | $75.93 | $125.68 | 39.6% | 
| Doctor | $103.92 | $135.78 | 23.5% | 
| Dentist | $149.67 | $113.29 | 32.1% | 
| Ibuprofen | $10.42 | $10.65 | 2.2% | 
| Lipitor | $464.18 | $468.60 | 0.9% | 
| Item | Buffalo | National avg. | Difference | 
| Home Price | $101,000.00 | $184,700.00 | 45.3% | 
| Avg. Mortgage Payment | $2,421.64 | $2,346.69 | 3.2% | 
| Apartment Rent | $801.00 | $949.00 | 15.6% | 
| Item | Buffalo | National avg. | Difference | 
| Gasoline | $3.46 | $3.46 | 0.1% | 
| Tire Balancing | $48.79 | $59.92 | 18.6% | 
| Item | Buffalo | National avg. | Difference | 
| All Electricity | $173.44 | $193.99 | 10.6% | 
| Phone | $195.54 | $192.25 | 1.7% | 
| City | Population | Cost of Living Index | National Avg. | 
| South Lockport, NY | 8,344 | 80 | 20.4% | 
| Niagara Falls, NY | 47,978 | 82 | 18.5% | 
| Sloan, NY | 3,547 | 83 | 16.8% | 
| Tonawanda city, NY | 14,991 | 84 | 16.5% | 
| Lackawanna, NY | 17,751 | 85 | 15.5% | 
| Buffalo, NY | 255,805 | 86 | 14.5% | 
| City | Population | Cost of Living Index | National Avg. | 
| Scottsdale, AZ | 254,995 | 137 | 37.3% | 
| Lubbock, TX | 257,013 | 92 | 7.7% | 
| Chandler, AZ | 257,076 | 127 | 27.4% | 
| Madison, WI | 258,366 | 115 | 14.8% | 
| Burnaby, BC | 258,827 | n/a | |
| Buffalo, NY | 255,805 | 86 | 14.5% |