A+
12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Brownsville Texas National
Cost of living8894100
Groceries9998100
Health care10098100
Housing6083100
Transportation10198100
Utilities107103100
Lifestyle & Entertainment9498100
Household Items10198100
Education & Childcare9998100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Brownsville, TX

Understanding the cost of living in Brownsville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Brownsville cost of living index is 88, which is 12% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

What Do Locals Say About the Cost of Living in Brownsville?

Locals have the inside scoop on their city. So, we polled 10 residents in Brownsville to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 60% find it reasonable with decreasing prices, but 40% think it's quite pricey, with prices that continue to rise.

Is Brownsville Affordable?

Is Brownsville an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Brownsville, the median home price is 47.8% lower than what most folks pay across the country, and monthly rent prices are 20.2% lower than the usual rates. Income levels in Brownsville come in at $59,793, which is 26.5% lower than the national average.

What Factors can Influence the Cost of Living in Brownsville?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Brownsville, the housing index is 39.5% lower than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Brownsville, the utilities index registers 7.1% higher than the national average.

Where is the Data From?

The cost of living data for Brownsville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Brownsville is 7% lower than the Texas average
  • The cost of living in Brownsville is 12% lower than the national average
  • Brownsville housing is 40% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Brownsville

See all the best places to live around Brownsville

Compare Brownsville, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Brownsville?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Brownsville?
      Write a review to give others more information about this area.
      See all Brownsville poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,494$6,791$1,901$2,445
      Renters$38,754$3,230$904$1,163
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Brownsville, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Brownsville, homeowners have a median income of $81,494. Using that number, a maximum of $1,901 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,754, which means there is a maximum of $904 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      El Camino Angosto, TX147972.5%
      Los Fresnos CDP, TX641000.3%
      Rancho Viejo CDP, TX2821000.3%
      Del Mar Heights, TX1691000.3%
      Orason, TX5681000.3%
      Brownsville, TX189,4138812.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Worcester, MA189,03512020.3%
      Vancouver, WA188,83712726.9%
      Fort Lauderdale, FL187,80712727.1%
      Chattanooga, TN187,734973.5%
      Sioux Falls, SD185,812991.0%
      Brownsville, TX189,4138812.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.