Cost of Living in Brightwaters, NY

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F
67%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
202%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Brightwaters New York National
Cost of living167121100
Groceries103106100
Health care110110100
Housing302144100
Transportation115113100
Utilities112112100
Lifestyle & Entertainment107111100
Household Items108106100
Education & Childcare116118100
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Homes For Sale In Brightwaters, NY

property for sale

93 S Bay Ave

Brightwaters, NY
property for sale

544 Lombardy Blvd

Brightwaters, NY
property for sale

259 Lakeview Ave W

Brightwaters, NY
property for sale

52 Concourse E

Brightwaters, NY

Cost Of Living Quick Facts

  • The cost of living in Brightwaters is 39% higher than the New York average
  • The cost of living in Brightwaters is 67% higher than the national average
  • Brightwaters housing is 202% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Brightwaters

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$204,121$17,010$4,763$6,124
      Renters$68,516$5,710$1,599$2,056

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Saltaire, NY261109.6%
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      Wyandanch, NY11,92512525.1%
      Central Islip, NY34,52612828.1%
      Brightwaters, NY3,14416767.5%

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      City Population Cost of Living Index National Avg.
      Johnson Creek, WI3,1431032.8%
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      Wildwood Crest, NJ3,14513030.0%
      Eagle Lake, MN3,1421055.1%
      Wormleysburg, PA3,142990.8%
      Brightwaters, NY3,14416767.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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