F
78%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
231%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Brea California National
Cost of living178141100
Groceries108111100
Health care112116100
Housing331197100
Transportation117118100
Utilities115119100
Lifestyle & Entertainment113120100
Household Items107111100
Education & Childcare123127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Brea, CA

Are you thinking about relocating, but curious about the potential cost of living in Brea? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Brea stands at 178, making it 78% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Brea is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Brea falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs significantly influence the Brea cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 231.1%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Brea Affordable?

Is Brea an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Brea, the median home price is 284.3% higher than what most folks pay across the country, and monthly rent prices are 107.1% higher than the usual rates. Income levels in Brea come in at $148,363, which is 82.4% higher than the national average.

What Factors can Influence the Cost of Living in Brea?

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Brea, the healthcare costs are 11.7% higher than the national average.

Where is the Data From?

The cost of living data for Brea shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Brea is 27% higher than the California average
  • The cost of living in Brea is 78% higher than the national average
  • Brea housing is 231% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Brea

See all the best places to live around Brea

Compare Brea, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Brea?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Brea?
      Write a review to give others more information about this area.
      See all Brea poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$182,278$15,190$4,253$5,469
      Renters$107,662$8,972$2,512$3,230
      To approximate the cost of living and the housing affordability in Brea, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Brea have a median income of $182,278. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,253 per month to avoid calamity and poverty. The renters in the city have an income of about $107,662, which would make their monthly maximum allowable rental costs $2,512.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Industry, CA26913737.1%
      Montclair, CA41,01413938.5%
      Commerce, CA13,06613938.8%
      Bell Gardens, CA42,82713939.0%
      South San Jose Hills, CA19,65414242.0%
      Brea, CA45,63717878.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wake Forest, NC45,64811616.5%
      Ashburn, VA45,71714949.3%
      Burke, VA45,55315858.3%
      Barnstable Town, MA45,77113938.7%
      Cleveland Heights, OH45,821928.1%
      Brea, CA45,63717878.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.