| Index | Bradley Gardens | New Jersey | National |
| Cost of living | 153 | 125 | 100 |
| Groceries | 109 | 108 | 100 |
| Health care | 114 | 112 | 100 |
| Housing | 248 | 157 | 100 |
| Transportation | 112 | 114 | 100 |
| Utilities | 115 | 111 | 100 |
| Lifestyle & Entertainment | 112 | 113 | 100 |
| Household Items | 109 | 107 | 100 |
| Education & Childcare | 124 | 120 | 100 |
Getting a feel for the cost of living in Bradley Gardens is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Bradley Gardens is 153, which is 53% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
If you're in pursuit of an economical living environment, Bradley Gardens may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Bradley Gardens falls within this bracket.
Housing costs significantly influence the Bradley Gardens cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 148.2%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Wondering if Bradley Gardens is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bradley Gardens, for example, the median home price is 153.6% higher than what folks pay nationally, and monthly rent is 135.5% higher than the usual rates. Plus, income levels matter too, with Bradley Gardens boasting a median household income of $226,607, which is 178.6% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Bradley Gardens, the utilities index registers at 14.7% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Bradley Gardens, the groceries index is 9.3% higher than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Bradley Gardens, the housing index comes in at 148.2% higher than the national average.
The cost of living estimates displayed for Bradley Gardens are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $229,678 | $19,140 | $5,359 | $6,891 |
| Renters | $204,050 | $17,004 | $4,761 | $6,122 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| City | Population | Cost of Living Index | National Avg. |
| Zarephath, NJ | 98 | 113 | 12.8% |
| Anderson, NJ | 406 | 101 | 1.3% |
| Glen Gardner, NJ | 1,594 | 108 | 7.9% |
| Plainfield, NJ | 51,295 | 122 | 21.5% |
| High Bridge, NJ | 3,544 | 120 | 20.4% |
| Bradley Gardens, NJ | 15,283 | 153 | 53.4% |
| City | Population | Cost of Living Index | National Avg. |
| Kerman, CA | 15,292 | 121 | 20.6% |
| Eggertsville, NY | 15,299 | 104 | 4.4% |
| Sunset, FL | 15,259 | 135 | 34.5% |
| Jennings, MO | 15,259 | 83 | 17.4% |
| Mercier, QC | 15,257 | n/a | |
| Bradley Gardens, NJ | 15,283 | 153 | 53.4% |
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