Cost of Living in Charlestown, Boston, MA

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F
92%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
253%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charlestown Boston Massachusetts
Cost of living192170131
Groceries111111109
Health care124124116
Housing353278169
Transportation120120115
Utilities125125117
Lifestyle & Entertainment132132115
Household Items114114109
Education & Childcare153153127
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Cost Of Living Quick Facts

  • The cost of living in Charlestown is 47% higher than the Boston average
  • The cost of living in Charlestown is 92% higher than the national average
  • Charlestown housing is 253% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$184,464$15,372$4,304$5,534

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Randolph, MA34,56012323.3%
      Lynn, MA97,23513434.4%
      Salem, MA44,88113535.3%
      Chelsea, MA41,00013535.2%
      Saugus, MA29,08413938.9%
      Boston, MA715,60417069.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Washington, DC721,71318181.4%
      El Paso, TX703,663955.4%
      Brampton, ON735,754n/a 
      Vancouver, BC694,440n/a 
      Detroit, MI692,0448217.6%
      Boston, MA715,60417069.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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