C-
Overall 0%
Goods & Services 6%
Housing 8%
Find Homes Find Rentals
Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexBloomingtonIndianaNational
Cost of living10089100
Goods & Services10696100
Groceries10794100
Health care11096100
Housing9272100
Transportation9999100
Utilities9999100

Key findings

  • The cost of living in Bloomington is 13% higher than the Indiana average
  • The cost of living in Bloomington is equal to the national average
  • Bloomington housing is 8% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 31% higher than the national average

Most Affordable Places to Live in and Around Bloomington

See all the best places to live around Bloomington

Compare Bloomington, IN Cost of Living

      vs
      How would you rate the cost of living in Bloomington?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Bloomington?
      Write a review to give others more information about this area.
      See all Bloomington poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$72,083$6,007$1,682$2,163
      Renters$20,045$1,670$468$601
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Bloomington, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Bloomington, homeowners have a median income of $72,083. Using that number, a maximum of $1,682 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $20,045, which means there is a maximum of $468 to be spent on the costs of renting a home or apartment.

      Indiana Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Indiana7%7%

      Indiana Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Indiana3.23%3.23%

      Goods & Services

      ItemBloomingtonNational avg.Difference
      Haircut $25.92$20.2727.8%
      Beauty Salon $32.83$40.3918.7%
      Toothpaste $3.21$2.3636.1%
      Shampoo $1.19$1.0810.6%
      Movie $9.69$10.9911.8%
      Bowling $17.89$15.4915.5%

      Groceries

      ItemBloomingtonNational avg.Difference
      Ground Beef $5.05$4.3017.4%
      Fried Chicken $1.81$1.4029.1%
      Milk $2.03$2.208.0%
      Potatoes $3.38$3.225.1%
      Pizza $10.19$10.745.1%
      Beer $9.30$9.603.1%

      Health Care

      ItemBloomingtonNational avg.Difference
      Optometrist $180.45$109.7364.5%
      Doctor $133.50$118.3412.8%
      Dentist $97.22$100.943.7%
      Ibuprofen $10.64$9.937.1%
      Lipitor $491.79$469.534.7%

      Housing

      ItemBloomingtonNational avg.Difference
      Home Price $172,100.00$184,700.006.8%
      Avg. Mortgage Payment $999.99$1,229.6218.7%
      Apartment Rent $839.00$949.0011.6%

      Transportation

      ItemBloomingtonNational avg.Difference
      Gasoline $2.85$2.715.0%
      Tire Balancing $46.18$51.8611.0%

      Utilities

      ItemBloomingtonNational avg.Difference
      All Electricity$162.14$170.845.1%
      Phone $195.58$187.184.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Stinesville, IN2328515.5%
      Gosport, IN7168812.3%
      Spencer, IN2,2818911.2%
      Morgantown, IN9769010.1%
      Harrodsburg, IN760927.8%
      Bloomington, IN83,0931000.5%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Troy, MI82,98211110.7%
      New Westminster, BC82,940n/a 
      Johns Creek, GA82,93012424.5%
      Santa Fe, NM82,9271054.8%
      Buena Park, CA82,77114141.4%
      Bloomington, IN83,0931000.5%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.