Cost of Living in Bishop, CA

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F
25%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bishop California National
Cost of living125141100
Groceries110111100
Health care118116100
Housing144197100
Transportation122118100
Utilities121119100
Lifestyle & Entertainment116120100
Household Items111111100
Education & Childcare125127100
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Homes For Sale In Bishop, CA

property for sale

2344 Edinburgh Ave

Bishop, CA
property for sale

641 Houston Dr

Bishop, CA
property for sale

198 Maciver Ln #12

Bishop, CA
property for sale

1443 Shelly Creek Rd

Bishop, CA
See the Newest Homes For Sale In Bishop, CA

Cost Of Living Quick Facts

  • The cost of living in Bishop is 11% lower than the California average
  • The cost of living in Bishop is 25% higher than the national average
  • Bishop housing is 44% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Bishop

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Compare Bishop, CA Cost of Living

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      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,168$9,097$2,547$3,275
      Renters$66,853$5,571$1,560$2,006
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bishop, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bishop homeowners, is $109,168. This would allow for a maximum of $2,547 per month to be spent on housing costs. For renters, the median monthly income is $66,853 which would result in a maximum of $1,560 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dixon Lane-Meadow Creek, CA2,608963.7%
      Big Pine, CA1,40111817.9%
      Round Valley, CA50711919.0%
      Chalfant, CA1,04012827.5%
      Wilkerson, CA51513131.0%
      Bishop, CA3,82912525.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Meiners Oaks, CA3,82916666.1%
      West Liberty, IA3,8299010.2%
      St. Charles, MN3,8291011.2%
      Shenandoah Farms, VA3,8281109.6%
      Oregon, IL3,8278811.7%
      Bishop, CA3,82912525.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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