West Liberty cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest LibertyIowaNational
Cost of living index9190100
IndexWest LibertyIowaNational
Goods & Services index10496100
Groceries index10198100
Health care index97100100
Housing index6473100
Transportation index121101100
Utilities index8598100
A general summary of the cost of living index in West Liberty, IA is shown above. Compared to the state average of Iowa the cost of living index in West Liberty, IA is 91, which is 1% higher than the average in Iowa and compared to the national average it is 9% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In West Liberty, IA goods and services come in at 8% higher than the average in Iowa and are 4% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in West Liberty is 1% higher than the Iowa average.
  • The cost of living in West Liberty is 9% lower than the national average.
  • The cost of housing in West Liberty is 36% lower than the national average.
  • Iowa general sales tax is 18% higher than the national average.
  • Iowa state income tax is 84% lower than the national average.

Compare West Liberty, IA Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in West Liberty, IA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than West Liberty, IA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The West Liberty, IA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in West Liberty, IA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In West Liberty, IA, the median monthly income is $71,111 for those who own their own homes. Under the standard rule, that income level would allow for $1,659 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $34,250, per the median income in the area. That would allow for renters to spend up to $799 on monthly rental expenses.

Iowa Sales Tax

StateGeneral Sales TaxWith Max Surtax

Iowa Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in West Liberty, IA is the Iowa sales tax and Iowa income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Iowa sales tax rate is 6% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Iowa income tax rates range from 0.36% to 8.98%.

Goods & Services

ItemWest LibertyNational avg.Difference
Haircut $17.63$17.490.8%
Beauty Salon $20.99$38.1745.0%
Toothpaste $3.31$2.3242.6%
Shampoo $0.82$1.0119.0%
Movie $11.42$10.726.5%
Bowling $18.05$13.8630.2%


ItemWest LibertyNational avg.Difference
Ground Beef $4.43$3.9013.6%
Fried Chicken $1.49$1.406.8%
Milk $2.68$1.9636.6%
Potatoes $2.57$3.1819.3%
Pizza $10.49$10.390.9%
Beer $8.91$9.233.5%

Health Care

ItemWest LibertyNational avg.Difference
Optometrist $140.00$106.3431.7%
Doctor $107.00$115.257.2%
Dentist $80.67$98.3818.0%
Ibuprofen $11.38$9.2622.9%
Lipitor $498.66$466.476.9%


ItemWest LibertyNational avg.Difference
Home Price $116,900.00$184,700.0036.7%
Avg. Mortgage Payment $1,216.77$1,273.324.4%
Apartment Rent $632.00$949.0033.4%


ItemWest LibertyNational avg.Difference
Gasoline $2.67$2.593.1%
Tire Balancing $76.00$48.9055.4%


ItemWest LibertyNational avg.Difference
All Electricity$127.38$167.6024.0%
Phone $173.49$163.426.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rochester, IA361033%
Conesville, IA61786-14%
Nichols, IA36089-11%
Bennett, IA36087-13%
Atalissa, IA33989-11%
West Liberty, IA3,73791-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sagamore, MA3,73813030%
Lopezville, TX3,73671-29%
Zelienople, PA3,7361000%
Rockfish, NC3,73695-5%
Goshen, CA3,7391055%
West Liberty, IA3,73791-9%
Source: The West Liberty, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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