Cost Of Living in Erin, NY

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16%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

71%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Erin	New York	National
Cost of living	84	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	29	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	107	111	100
Household Items	105	106	100
Education & Childcare	113	118	100

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Homes For Sale In Erin, NY

1356 Breesport Rd

Erin, NY

Cost Of Living Quick Facts

The cost of living in Erin is 30% lower than the New York average
The cost of living in Erin is 16% lower than the national average
Erin housing is 71% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,306	$5,692	$1,594	$2,049
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Elmira, NY	27,860	91	8.9%
Breesport, NY	895	92	7.7%
Millport, NY	452	92	7.7%
Montour Falls, NY	1,820	92	7.6%
Elmira Heights, NY	4,368	93	7.2%
Erin, NY	459	84	15.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pleasant Valley, AK	459	99	1.2%
Houston, DE	459	106	6.2%
Farragut, IA	459	82	18.1%
Middletown, IA	459	92	7.6%
Laketon, IN	459	86	14.0%
Erin, NY	459	84	15.8%