Cost Of Living in Big Flats, NY

Get 300+ Local Insights for Any Address in Big Flats, NY

Get Access to 300+ Local Data Points

C+

8%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

9%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Big Flats	New York	National
Cost of living	108	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	109	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	107	111	100
Household Items	105	106	100
Education & Childcare	113	118	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Big Flats, NY

29 Barnes Hill Rd

Horseheads, NY

23 Chestnut St

Big Flats, NY

22 Keller Dr

Horseheads, NY

Lot 15 Hibbard RD

Big Flats, NY

Cost Of Living Quick Facts

The cost of living in Big Flats is 10% lower than the New York average
The cost of living in Big Flats is 8% higher than the national average
Big Flats housing is 9% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Big Flats

See all the best places to live around Big Flats

Compare Big Flats, NY Cost of Living

Write a review to give others more information about this area.

See all Big Flats poll results

The best places in New York

Here are the best places to live in New York

Most Dangerous Cities In The US

Safest States In The US

Safest Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,203	$10,600	$2,968	$3,816
Renters	$77,297	$6,441	$1,803	$2,319

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Big Flats, NY, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Big Flats, homeowners have a median income of $127,203. Using that number, a maximum of $2,968 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $77,297, which means there is a maximum of $1,803 to be spent on the costs of renting a home or apartment.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Erin, NY	459	84	15.8%
Campbell, NY	693	88	11.8%
Coopers Plains, NY	527	90	9.7%
Elmira, NY	27,860	91	8.9%
Breesport, NY	895	92	7.7%
Big Flats, NY	5,674	108	8.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anamosa, IA	5,674	89	11.0%
Ulysses, KS	5,677	89	11.1%
Stroudsburg, PA	5,677	97	3.4%
Waynesboro, GA	5,670	90	10.0%
Exeter, PA	5,678	92	8.3%
Big Flats, NY	5,674	108	8.1%