| Index | Bethany | Oklahoma | National |
| Cost of living | 90 | 88 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 95 | 95 | 100 |
| Housing | 78 | 70 | 100 |
| Transportation | 99 | 96 | 100 |
| Utilities | 97 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 94 | 100 |
| Household Items | 94 | 97 | 100 |
| Education & Childcare | 92 | 93 | 100 |

Understanding the cost of living in Bethany can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Bethany cost of living index is 90, which is 10% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Bethany is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Wondering if Bethany is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bethany, for example, the median home price is 29.7% lower than what folks pay nationally, and monthly rent is 4.2% lower than the usual rates. Plus, income levels matter too, with Bethany boasting a median household income of $77,530, which is 4.7% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Bethany, the standard sales tax rate starts at 4.5%, and the income tax rates commence at 0.25%.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Bethany, healthcare costs are 4.8% lower than the national average.
The cost of living data for Bethany shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,444 | $7,454 | $2,087 | $2,684 |
| Renters | $63,829 | $5,319 | $1,489 | $1,915 |
| State | General Sales Tax | With Max Surtax |
| Oklahoma | 4.5% | 11% |
| State | Income Tax (Low) | Income Tax (High) |
| Oklahoma | 0.25% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Valley Brook, OK | 938 | 79 | 20.6% |
| Smith Village, OK | 75 | 81 | 18.7% |
| Del City, OK | 22,594 | 84 | 15.6% |
| Warr Acres, OK | 10,425 | 87 | 12.8% |
| Yukon, OK | 28,599 | 93 | 7.1% |
| Bethany, OK | 20,021 | 90 | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Badger, AK | 20,019 | 122 | 21.5% |
| Makakilo, HI | 20,024 | 179 | 78.9% |
| South Burlington, VT | 20,010 | 123 | 23.1% |
| Old Jamestown, MO | 20,034 | 101 | 1.0% |
| Englewood, FL | 20,036 | 107 | 6.8% |
| Bethany, OK | 20,021 | 90 | 9.9% |