A+
10%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bethany Oklahoma National
Cost of living9088100
Groceries9596100
Health care9595100
Housing7870100
Transportation9996100
Utilities9796100
Lifestyle & Entertainment9594100
Household Items9497100
Education & Childcare9293100
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An Overview of Cost of Living in Bethany, OK

Understanding the cost of living in Bethany can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Bethany cost of living index is 90, which is 10% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Bethany is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Bethany Affordable?

Wondering if Bethany is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bethany, for example, the median home price is 29.7% lower than what folks pay nationally, and monthly rent is 4.2% lower than the usual rates. Plus, income levels matter too, with Bethany boasting a median household income of $77,530, which is 4.7% lower than the national average.

What Factors can Influence the Cost of Living in Bethany?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Bethany, the standard sales tax rate starts at 4.5%, and the income tax rates commence at 0.25%.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Bethany, healthcare costs are 4.8% lower than the national average.

Where is the Data From?

The cost of living data for Bethany shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Bethany is 3% higher than the Oklahoma average
  • The cost of living in Bethany is 10% lower than the national average
  • Bethany housing is 22% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Bethany

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Compare Bethany, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,444$7,454$2,087$2,684
      Renters$63,829$5,319$1,489$1,915
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Bethany, OK, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Bethany, homeowners have a median income of $89,444. Using that number, a maximum of $2,087 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $63,829, which means there is a maximum of $1,489 to be spent on the costs of renting a home or apartment.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valley Brook, OK9387920.6%
      Smith Village, OK758118.7%
      Del City, OK22,5948415.6%
      Warr Acres, OK10,4258712.8%
      Yukon, OK28,599937.1%
      Bethany, OK20,021909.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Badger, AK20,01912221.5%
      Makakilo, HI20,02417978.9%
      South Burlington, VT20,01012323.1%
      Old Jamestown, MO20,0341011.0%
      Englewood, FL20,0361076.8%
      Bethany, OK20,021909.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.