Cost of Living in Berthoud, CO

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F
31%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
86%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Berthoud Colorado National
Cost of living131115100
Groceries107104100
Health care108107100
Housing186136100
Transportation107106100
Utilities109108100
Lifestyle & Entertainment105107100
Household Items107105100
Education & Childcare111111100
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Homes For Sale In Berthoud, CO

property for sale

1745 Mount Meeker Ave

Berthoud, CO
property for sale

230 N 2nd St Unit 76B

Berthoud, CO
property for sale

602 Great Plains Ave

Berthoud, CO
property for sale

875 Mount Massive St

Berthoud, CO
See the Newest Homes For Sale In Berthoud, CO

Cost Of Living Quick Facts

  • The cost of living in Berthoud is 14% higher than the Colorado average
  • The cost of living in Berthoud is 31% higher than the national average
  • Berthoud housing is 86% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Berthoud

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,252$11,521$3,226$4,148
      Renters$76,562$6,380$1,786$2,297
      To approximate the cost of living and the housing affordability in Berthoud, CO, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Berthoud have a median income of $138,252. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,226 per month to avoid calamity and poverty. The renters in the city have an income of about $76,562, which would make their monthly maximum allowable rental costs $1,786.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Platteville, CO3,10811515.5%
      Milliken, CO8,05312121.3%
      Mead, CO5,08512424.2%
      Loveland, CO84,81612828.0%
      Johnstown, CO14,65513130.7%
      Berthoud, CO8,87913131.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clayton, NJ8,87811110.8%
      Whitehouse, TX8,8781000.3%
      Bennington, VT8,8801032.7%
      Elsmere, KY8,876918.9%
      Midway City, CA8,88315858.5%
      Berthoud, CO8,87913131.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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