Cost of Living in Bermuda Dunes, CA

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F
37%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
85%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bermuda Dunes California National
Cost of living137141100
Groceries110111100
Health care119116100
Housing185197100
Transportation116118100
Utilities121119100
Lifestyle & Entertainment118120100
Household Items113111100
Education & Childcare129127100
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Homes For Sale In Bermuda Dunes, CA

property for sale

41050 Yucca Ln

Bermuda Dunes, CA
property for sale

78650 Avenue 42 #1602

Bermuda Dunes, CA
property for sale

Lima Hall Rd

Bermuda Dunes, CA
property for sale

42320 Baracoa Dr #13

Bermuda Dunes, CA

Cost Of Living Quick Facts

  • The cost of living in Bermuda Dunes is 2% lower than the California average
  • The cost of living in Bermuda Dunes is 37% higher than the national average
  • Bermuda Dunes housing is 85% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Bermuda Dunes

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$137,253$11,438$3,202$4,118
      Renters$74,509$6,209$1,738$2,235
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bermuda Dunes, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bermuda Dunes homeowners, is $137,253. This would allow for a maximum of $3,202 per month to be spent on housing costs. For renters, the median monthly income is $74,509 which would result in a maximum of $1,738 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Desert Edge, CA3,594936.6%
      Sky Valley, CA2,3281033.0%
      Thermal, CA1,4061033.0%
      Mecca, CA5,7631054.8%
      Thousand Palms, CA8,38811414.4%
      Bermuda Dunes, CA6,86013737.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norwich, NY6,861955.5%
      Ambridge, PA6,8618713.3%
      Tamaqua, PA6,8618416.1%
      Lauderdale-by-the-Sea, FL6,86213838.4%
      Douglas, NB6,862n/a 
      Bermuda Dunes, CA6,86013737.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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