Bermuda Dunes cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBermuda DunesCaliforniaNational
Cost of living index126140100
IndexBermuda DunesCaliforniaNational
Goods & Services index108111100
Groceries index116118100
Health care index110113100
Housing index152196100
Transportation index130128100
Utilities index119118100
An overview of the general cost of living index for Bermuda Dunes, CA is displayed above for your reference. Residents in Bermuda Dunes, CA enjoy a cost of living index of 126. This index is 10% lower than the California average, and 26% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Bermuda Dunes, CA, the average cost of goods and services is 3% lower than it is in California, and it is 8% higher than the national average.

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Did you know?

  • The cost of living in Bermuda Dunes is 10% lower than the California average.
  • The cost of living in Bermuda Dunes is 26% higher than the national average.
  • The cost of housing in Bermuda Dunes is 52% higher than the national average.
  • California general sales tax is 42% higher than the national average.
  • California state income tax is 55% lower than the national average.

Compare Bermuda Dunes, CA Cost of living To Other Cities

Salary Calculator

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The salary calculator allows you to compare how much your current salary in Bermuda Dunes, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Bermuda Dunes, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Bermuda Dunes, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$82,212$6,851$1,918$2,467
Renters$46,875$3,906$1,094$1,406
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bermuda Dunes, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bermuda Dunes, CA homeowners, is $82,212. This would allow for a maximum of $1,918 per month to be spent on housing costs. For renters, the median monthly income is $46,875 which would result in a maximum of $1,094 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.25%10.5%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%13.3%
For those who live in Bermuda Dunes, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.25%, while the most you'll pay in surtax is 10.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 13.3%.

Goods & Services

ItemBermuda DunesNational avg.Difference
Haircut $20.80$17.4918.9%
Beauty Salon $61.25$38.1760.5%
Toothpaste $2.49$2.327.3%
Shampoo $1.39$1.0137.4%
Movie $14.12$10.7231.7%
Bowling $20.67$13.8649.1%

Groceries

ItemBermuda DunesNational avg.Difference
Ground Beef $3.32$3.9014.9%
Fried Chicken $1.79$1.4028.2%
Milk $2.19$1.9611.6%
Potatoes $2.99$3.186.1%
Pizza $10.99$10.395.7%
Beer $9.66$9.234.7%

Health Care

ItemBermuda DunesNational avg.Difference
Optometrist $114.50$106.347.7%
Doctor $131.25$115.2513.9%
Dentist $104.00$98.385.7%
Ibuprofen $12.32$9.2633.0%
Lipitor $483.87$466.473.7%

Housing

ItemBermuda DunesNational avg.Difference
Home Price $306,100.00$184,700.0065.7%
Avg. Mortgage Payment $2,842.85$1,273.32123.3%
Apartment Rent $1,150.00$949.0021.2%

Transportation

ItemBermuda DunesNational avg.Difference
Gasoline $3.79$2.5946.2%
Tire Balancing $52.00$48.906.4%

Utilities

ItemBermuda DunesNational avg.Difference
All Electricity$230.87$167.6037.7%
Phone $173.40$163.426.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Desert Edge, CA3,84889-11%
Sky Valley, CA2,57495-5%
Mecca, CA8,86399-1%
Thermal, CA2,3961000%
Garnet, CA6,2971011%
Bermuda Dunes, CA7,33912626%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Franklin, LA7,33985-15%
Keyes, CA7,33894-6%
Ville Platte, LA7,33881-19%
Chehalis, WA7,3401033%
Clewiston, FL7,34396-4%
Bermuda Dunes, CA7,33912626%
Source: The Bermuda Dunes, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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