Cost of Living in Ben Lomond, CA

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F
92%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
269%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ben Lomond California National
Cost of living192141100
Groceries113111100
Health care117116100
Housing369197100
Transportation115118100
Utilities118119100
Lifestyle & Entertainment120120100
Household Items112111100
Education & Childcare130127100
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Homes For Sale In Ben Lomond, CA

property for sale

8060 Hihn Rd

Ben Lomond, CA
property for sale

125 Shadowbrook Rd

Ben Lomond, CA
property for sale

9625 Highway 9

Ben Lomond, CA
property for sale

141 Chanterelle Ln

Ben Lomond, CA

Cost Of Living Quick Facts

  • The cost of living in Ben Lomond is 37% higher than the California average
  • The cost of living in Ben Lomond is 92% higher than the national average
  • Ben Lomond housing is 269% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Ben Lomond

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$197,608$16,467$4,611$5,929
      Renters$96,380$8,032$2,249$2,892
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ben Lomond, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ben Lomond homeowners, is $197,608. This would allow for a maximum of $4,611 per month to be spent on housing costs. For renters, the median monthly income is $96,380 which would result in a maximum of $2,249 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Loma Mar, CA29411514.6%
      Live Oak city, CA8,7861076.7%
      Live Oak, CA9,00711716.9%
      Paradise Park, CA47813737.3%
      Brookdale, CA1,34516161.2%
      Ben Lomond, CA7,62419292.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Charles City, IA7,6248317.2%
      Hubbard, OH7,6228514.9%
      Hillcrest, NY7,62813939.1%
      DuBois, PA7,6288812.1%
      Kent, BC7,619n/a 
      Ben Lomond, CA7,62419292.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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