Ben Lomond cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexBen LomondCaliforniaNational
Cost of living166140100
IndexBen LomondCaliforniaNational
Goods & Services130111100
Groceries126118100
Health care127113100
Housing254196100
Transportation137128100
Utilities121118100

Key findings

  • The cost of living in Ben Lomond is 19% higher than the California average
  • The cost of living in Ben Lomond is 66% higher than the national average
  • Ben Lomond housing is 154% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

Most Affordable Places to Live in and Around Ben Lomond

See all the best places to live around Ben Lomond
How would you rate the cost of living in Ben Lomond?
Write a review to give others more information about this area.
Is the cost of living increasing or decreasing in Ben Lomond?
Write a review to give others more information about this area.
See all Ben Lomond poll results

Compare Ben Lomond, CA Cost of Living To Other Cities

      vs

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$80,102$6,675$1,869$2,403
      Renters$51,509$4,292$1,202$1,545
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ben Lomond, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ben Lomond homeowners, is $80,102. This would allow for a maximum of $1,869 per month to be spent on housing costs. For renters, the median monthly income is $51,509 which would result in a maximum of $1,202 to be spent on rental costs.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemBen LomondNational avg.Difference
      Haircut $19.71$17.4912.7%
      Beauty Salon $67.86$38.1777.8%
      Toothpaste $2.93$2.3226.2%
      Shampoo $1.33$1.0131.4%
      Movie $12.11$10.7212.9%
      Bowling $19.83$13.8643.1%

      Groceries

      ItemBen LomondNational avg.Difference
      Ground Beef $3.71$3.904.9%
      Fried Chicken $1.35$1.403.3%
      Milk $2.39$1.9621.8%
      Potatoes $2.66$3.1816.4%
      Pizza $13.70$10.3931.8%
      Beer $10.49$9.2313.7%

      Health Care

      ItemBen LomondNational avg.Difference
      Optometrist $136.71$106.3428.6%
      Doctor $150.71$115.2530.8%
      Dentist $139.14$98.3841.4%
      Ibuprofen $11.99$9.2629.5%
      Lipitor $442.32$466.475.2%

      Housing

      ItemBen LomondNational avg.Difference
      Home Price $553,900.00$184,700.00199.9%
      Avg. Mortgage Payment $3,196.29$1,273.32151.0%
      Apartment Rent $1,407.00$949.0048.3%

      Transportation

      ItemBen LomondNational avg.Difference
      Gasoline $3.79$2.5946.2%
      Tire Balancing $61.00$48.9024.8%

      Utilities

      ItemBen LomondNational avg.Difference
      All Electricity$228.47$167.6036.3%
      Phone $184.65$163.4213.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Loma Mar, CA15013333%
      Live Oak city, CA8,50111515%
      Paradise Park, CA53013838%
      Zayante, CA94114848%
      Lompico, CA90214848%
      Ben Lomond, CA6,57316666%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Hillsboro, OH6,57286-14%
      Palmer, AK6,57211212%
      Carbondale, CO6,57113737%
      Viola, NY6,57515252%
      Medfield, MA6,57515757%
      Ben Lomond, CA6,57316666%
      Source: The Ben Lomond, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.