D+
23%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Merdian Bellingham Washington
Cost of living123137119
Groceries106106107
Health care109109109
Housing148195138
Transportation115115112
Utilities112112110
Lifestyle & Entertainment117117112
Household Items110110107
Education & Childcare120120117
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Cost Of Living Quick Facts

  • The cost of living in Merdian is 4% higher than the Bellingham average
  • The cost of living in Merdian is 23% higher than the national average
  • Merdian housing is 48% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Merdian

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Compare Bellingham, WA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$72,380$6,032$1,689$2,172

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Acme, WA12611212.1%
      Sumas, WA1,45811514.6%
      Everson, WA2,83012019.9%
      Birch Bay, WA10,26512121.3%
      Nooksack, WA1,65212323.2%
      Bellingham, WA92,70213737.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Town 'n' Country, FL92,5431087.6%
      Miami Beach, FL92,94813837.6%
      Indio, CA92,31112625.9%
      Germantown, MD92,22913434.4%
      Toms River, NJ93,33712727.4%
      Bellingham, WA92,70213737.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.