| Index | Bellefontaine Neighbors | Missouri | National |
| Cost of living | 84 | 90 | 100 |
| Groceries | 99 | 96 | 100 |
| Health care | 93 | 97 | 100 |
| Housing | 55 | 77 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 96 | 95 | 100 |
| Lifestyle & Entertainment | 94 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 96 | 95 | 100 |

Understanding the cost of living in Bellefontaine Neighbors can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Bellefontaine Neighbors cost of living index is 84, which is 16% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
It's not uncommon for housing expenses to eat up a substantial portion of your income, oten exceeding 30%. The good news is that Bellefontaine Neighbors stands out by reporting housing costs that are 45% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more affordable compared to the rest of the country. This favorable housing situation allows residents to allocate a more manageable portion of their income to housing, resulting in greater financial flexibility.
Is Bellefontaine Neighbors an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Bellefontaine Neighbors is 65.8% lower than the national average, while the average monthly rent prices are 3.5% higher than average. The affordability of any location can also be influenced by median income levels. Bellefontaine Neighbors has a median household income of $62,379, which is 23.3% lower than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Bellefontaine Neighbors, the transportation index stands at 3.5% lower than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
The Bellefontaine Neighbors cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $80,210 | $6,684 | $1,871 | $2,407 |
| Renters | $38,788 | $3,232 | $905 | $1,164 |
| State | General Sales Tax | With Max Surtax |
| Missouri | 4.225% | 10.85% |
| State | Income Tax (Low) | Income Tax (High) |
| Missouri | 2% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Champ, MO | 3 | 96 | 4.1% |
| Brooklyn, IL | 445 | 74 | 26.2% |
| East St. Louis, IL | 27,033 | 77 | 22.5% |
| Alorton, IL | 2,149 | 78 | 22.3% |
| East Carondelet, IL | 330 | 78 | 22.2% |
| Bellefontaine Neighbors, MO | 10,655 | 84 | 16.2% |
| City | Population | Cost of Living Index | National Avg. |
| Barrington, IL | 10,656 | 138 | 37.8% |
| Miami Shores, FL | 10,653 | 148 | 48.2% |
| Portage, WI | 10,657 | 94 | 6.4% |
| Gig Harbor, WA | 10,659 | 150 | 49.6% |
| Grey Highlands, ON | 10,659 | n/a | |
| Bellefontaine Neighbors, MO | 10,655 | 84 | 16.2% |