Bellaire, Michigan Cost Of Living

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B

Overall 13%

Goods & Services 4%

Housing 35%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bellaire	Michigan	National
Cost of living	87	89	100
Goods & Services	97	94	100
Groceries	91	91	100
Health care	95	95	100
Housing	65	74	100
Transportation	105	102	100
Utilities	97	102	100

Key findings

The cost of living in Bellaire is 2% lower than the Michigan average
The cost of living in Bellaire is 13% lower than the national average
Bellaire housing is 35% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 72% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,731	$3,894	$1,090	$1,402
Renters	$26,964	$2,247	$629	$809

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Bellaire	National avg.	Difference
Haircut	$13.13	$20.27	35.2%
Beauty Salon	$21.31	$40.39	47.3%
Toothpaste	$2.39	$2.36	1.4%
Shampoo	$0.94	$1.08	12.7%
Movie	$12.38	$10.99	12.6%
Bowling	$15.50	$15.49	0.1%

Groceries

Item	Bellaire	National avg.	Difference
Ground Beef	$4.30	$4.30	0.1%
Fried Chicken	$1.19	$1.40	14.7%
Milk	$1.79	$2.20	18.7%
Potatoes	$2.46	$3.22	23.7%
Pizza	$9.74	$10.74	9.3%
Beer	$8.62	$9.60	10.2%

Health Care

Item	Bellaire	National avg.	Difference
Optometrist	$72.11	$109.73	34.3%
Doctor	$176.50	$118.34	49.1%
Dentist	$81.33	$100.94	19.4%
Ibuprofen	$9.33	$9.93	6.1%
Lipitor	$343.24	$469.53	26.9%

Housing

Item	Bellaire	National avg.	Difference
Home Price	$122,000.00	$184,700.00	33.9%
Avg. Mortgage Payment	$1,029.41	$1,229.62	16.3%
Apartment Rent	$608.00	$949.00	35.9%

Transportation

Item	Bellaire	National avg.	Difference
Gasoline	$2.56	$2.71	5.5%
Tire Balancing	$62.99	$51.86	21.5%

Utilities

Item	Bellaire	National avg.	Difference
All Electricity	$164.01	$170.84	4.0%
Phone	$182.84	$187.18	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
East Jordan, MI	2,335	82	18.4%
Central Lake, MI	1,018	82	18.1%
Mancelona, MI	1,360	83	16.7%
Alba, MI	354	84	16.0%
Ellsworth, MI	340	83	16.7%
Bellaire, MI	877	87	12.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Keystone, CO	877	204	104.2%
Hardin, IL	877	85	14.9%
Crab Orchard, KY	877	79	21.0%
Mashpee Neck, MA	877	136	36.3%
Kimball, MN	877	99	0.7%
Bellaire, MI	877	87	12.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.