A+
12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bellaire Michigan National
Cost of living8891100
Groceries9998100
Health care9697100
Housing6576100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Cost Of Living Quick Facts

  • The cost of living in Bellaire is 3% lower than the Michigan average
  • The cost of living in Bellaire is 12% lower than the national average
  • Bellaire housing is 35% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Bellaire

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Compare Bellaire, MI Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,426$6,286$1,760$2,263
      Renters$26,393$2,199$616$792

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Alba, MI4737723.5%
      Mancelona, MI1,7698515.1%
      East Jordan, MI2,1848515.1%
      Central Lake, MI1,0208614.0%
      Ellsworth, MI3478812.1%
      Bellaire, MI9268812.2%

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      City Population Cost of Living Index National Avg.
      Teviston, CA9261099.3%
      Sharpsville, IN9268613.9%
      Van Buren, IN9268019.7%
      Lilydale, MN92613130.9%
      Newman Grove, NE9268118.9%
      Bellaire, MI9268812.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.