Cost of Living in Bay, AR

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16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bay Arkansas National
Cost of living8486100
Groceries9896100
Health care9395100
Housing5867100
Transportation9194100
Utilities9493100
Lifestyle & Entertainment9393100
Household Items9996100
Education & Childcare9192100
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Homes For Sale In Bay, AR

property for sale

205 Central Ave

Bay, AR
property for sale

201 Hall St

Bay, AR
property for sale

110 Mallard Cv

Bay, AR
property for sale

3 Colony Cir

Bay, AR
See the Newest Homes For Sale In Bay, AR

Cost Of Living Quick Facts

  • The cost of living in Bay is 3% lower than the Arkansas average
  • The cost of living in Bay is 16% lower than the national average
  • Bay housing is 42% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bay

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Compare Bay, AR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,902$7,325$2,051$2,637
      Renters$77,773$6,481$1,815$2,333

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Black Oak, AR2057623.5%
      Caraway, AR1,2627822.4%
      Lepanto, AR1,9677821.8%
      Monette, AR1,5678118.9%
      Harrisburg, AR2,9318217.8%
      Bay, AR2,4238416.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sparks, GA2,4238416.1%
      Gold Beach, OR2,42311312.6%
      Bouctouche, NB2,423n/a 
      Henry, IL2,4228614.4%
      Wells, MN2,4228515.3%
      Bay, AR2,4238416.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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