Cost of Living in Bay Head, NJ

Get 300+ Local Insights for Any Address in Bay Head, NJ

Get Access to 300+ Local Data Points
F
127%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
394%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bay Head New Jersey National
Cost of living227125100
Groceries106108100
Health care113112100
Housing494157100
Transportation116114100
Utilities115111100
Lifestyle & Entertainment114113100
Household Items106107100
Education & Childcare125120100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Bay Head, NJ

property for sale

21 Mount St Unit B-3

Bay Head, NJ
property for sale

717 East Ave

Bay Head, NJ
property for sale

564 Lake Ave

Bay Head, NJ
property for sale

88 Osborne Ave

Bay Head, NJ

Cost Of Living Quick Facts

  • The cost of living in Bay Head is 81% higher than the New Jersey average
  • The cost of living in Bay Head is 127% higher than the national average
  • Bay Head housing is 394% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Bay Head

See all the best places to live around Bay Head

Compare Bay Head, NJ Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Bay Head?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Bay Head?
      Write a review to give others more information about this area.
      See all Bay Head poll results

      The best places in New Jersey

      Here are the best places to live in New JerseyMost Dangerous Cities In The USSafest States In The USCheck out the 10 safest cities in New Jersey
      Best Places in New Jersey

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$175,922$14,660$4,105$5,278
      Renters$87,122$7,260$2,033$2,614

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Pine Ridge at Crestwood, NJ2,6691021.7%
      Leisure Village, NJ4,8631022.3%
      Leisure Village West, NJ3,8531077.4%
      Silver Ridge, NJ1,1401077.4%
      Bay Head, NJ1,092227127.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bristol, FL1,0929010.4%
      Gosport, IN1,0928415.8%
      Clarence, MO1,0928118.9%
      La Puebla, NM1,092945.7%
      Enhaut, PA1,0928911.3%
      Bay Head, NJ1,092227127.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026