Cost Of Living in Barclay, MD

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B

12%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

40%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Barclay	Maryland	National
Cost of living	112	121	100
Groceries	98	105	100
Health care	102	109	100
Housing	140	151	100
Transportation	99	109	100
Utilities	102	108	100
Lifestyle & Entertainment	100	109	100
Household Items	98	105	100
Education & Childcare	96	112	100

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Cost Of Living Quick Facts

The cost of living in Barclay is 8% lower than the Maryland average
The cost of living in Barclay is 12% higher than the national average
Barclay housing is 40% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hartly, DE	170	82	18.3%
Henderson, MD	162	88	12.4%
Sudlersville, MD	438	94	5.9%
Butlertown, MD	335	102	2.3%
Cheswold, DE	1,736	97	3.4%
Barclay, MD	247	112	11.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Patterson, IA	247	84	15.9%
Rose Hill, IA	247	80	20.1%
Walshville, IL	247	99	0.7%
West Union, IL	247	79	20.7%
West Harrison, IN	247	86	13.7%
Barclay, MD	247	112	11.5%