| Index | Bakersville | North Carolina | National |
| Cost of living | 105 | 96 | 100 |
| Groceries | 96 | 100 | 100 |
| Health care | 98 | 99 | 100 |
| Housing | 124 | 88 | 100 |
| Transportation | 95 | 99 | 100 |
| Utilities | 97 | 99 | 100 |
| Lifestyle & Entertainment | 96 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 101 | 100 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $14,814 | $1,235 | $346 | $444 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Banner Hill, TN | 1,450 | 85 | 15.0% |
| Elk Park, NC | 514 | 88 | 12.0% |
| Erwin, TN | 6,103 | 88 | 12.0% |
| Roan Mountain, TN | 1,088 | 91 | 9.1% |
| Spruce Pine, NC | 2,284 | 92 | 8.1% |
| Bakersville, NC | 730 | 105 | 5.3% |
| City | Population | Cost of Living Index | National Avg. |
| Hartford, IA | 730 | 88 | 11.6% |
| Howe, IN | 730 | 89 | 10.6% |
| Wilroads Gardens, KS | 730 | 86 | 14.0% |
| Hardwood Acres, MI | 730 | 100 | 0.2% |
| Jackson, NC | 730 | 83 | 17.3% |
| Bakersville, NC | 730 | 105 | 5.3% |