Cost of Living in Hartford, IA

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A+
12%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hartford Iowa National
Cost of living8889100
Groceries9697100
Health care9496100
Housing7274100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9194100
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Homes For Sale In Hartford, IA

property for sale

700 S Vine St

Hartford, IA
property for sale

226 Northview Ct

Hartford, IA
property for sale

410 N Vine St

Hartford, IA
See the Newest Homes For Sale In Hartford, IA

Cost Of Living Quick Facts

  • The cost of living in Hartford is 1% lower than the Iowa average
  • The cost of living in Hartford is 12% lower than the national average
  • Hartford housing is 28% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Hartford

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Compare Hartford, IA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,983$7,665$2,146$2,760
      Renters$100,119$8,343$2,336$3,004

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Swan, IA477921.1%
      Spring Hill, IA498614.5%
      Milo, IA8088613.7%
      Sandyville, IA668712.9%
      Mitchellville, IA2,4679010.0%
      Hartford, IA7308811.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Howe, IN7308910.6%
      Wilroads Gardens, KS7308614.0%
      Hardwood Acres, MI7301000.2%
      Bakersville, NC7301055.3%
      Jackson, NC7308317.3%
      Hartford, IA7308811.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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