B-
11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Avondale Arizona National
Cost of living111101100
Groceries100101100
Health care104101100
Housing13196100
Transportation100102100
Utilities113111100
Lifestyle & Entertainment98103100
Household Items102101100
Education & Childcare105103100
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An Overview of Cost of Living in Avondale, AZ

Are you thinking about relocating, but curious about the potential cost of living in Avondale? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Avondale stands at 111, making it 11% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs are a major factor in the Avondale cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 30.7% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Avondale Affordable?

Wondering if Avondale is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Avondale, for example, the median home price is 30.9% higher than what folks pay nationally, and monthly rent is 30.4% higher than the usual rates. Plus, income levels matter too, with Avondale boasting a median household income of $99,295, which is 22.1% higher than the national average.

What Factors can Influence the Cost of Living in Avondale?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Avondale, the transportation index is 0.2% higher than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Where is the Data From?

The cost of living estimates displayed for Avondale are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Avondale is 10% higher than the Arizona average
  • The cost of living in Avondale is 11% higher than the national average
  • Avondale housing is 31% higher than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Avondale

See all the best places to live around Avondale

Compare Avondale, AZ Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,526$10,627$2,975$3,826
      Renters$70,503$5,875$1,645$2,115
      The affordability of the housing market in Avondale, AZ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Avondale homeowners, the median income is $127,526. This indicates that a monthly maximum of $2,975 should be spent by homeowners on all housing related costs. Renters have a median income of $70,503. This indicates that renters would have a maximum of $1,645 for their rent related monthly costs.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Santa Cruz, AZ591022.4%
      Goodyear Village, AZ2838613.7%
      Komatke, AZ903954.9%
      Gila Crossing, AZ6781000.0%
      Youngtown, AZ7,0441000.4%
      Avondale, AZ88,98111111.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. George, UT88,94611616.1%
      Fayetteville, AR89,0911010.8%
      Newmarket, ON88,702n/a 
      Hawthorne, CA88,58716564.8%
      Peterborough, ON89,500n/a 
      Avondale, AZ88,98111111.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.